Portfolio rebalancing system

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Reexamination Certificate

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Reexamination Certificate

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09262716

ABSTRACT:
Described herein is method of managing an investment portfolio having a plurality of investment funds, said managing method comprising establishing an allocation of assets among said investment funds and rebalancing said investment funds substantially back to said allocation on a periodic basis. Also described is a method wherein the rebalancing back to the allocation is initiated in response to a transaction, such as a withdrawal loan issue, or change in allocation, in one or more of the funds.

REFERENCES:
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patent: 5761442 (1998-06-01), Barr et al.
patent: 6018722 (2000-01-01), Ray et al.
patent: 6154732 (2000-11-01), Tarbox
patent: 401203 (1990-12-01), None
patent: 573991 (1993-12-01), None
Sep. 1998, Canada NewsWire, “Regular Portfolio Rebalancing Can Reduce Impact of Market Volatility”, p. 1.
Kaye et al., 1998,U.S. News & World Report, “1998 Retirement Guide”, p. 75.
Goal Manager Handbook, May 7, 1997, 18 pages, U.S.
Goal Manager Phase II Release Details, Mar. 20, 1998 10 pages, U.S.
Project Requirements and Design—Goal Manager Phase II, Mar. 20, 1998, 34 pages, U.S.
Systems Requirements—Asset Allocation, 21 pages, U.S.

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