Portable pin card

Registers – Systems controlled by data bearing records – Credit or identification card systems

Patent

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Details

235379, 902 2, 902 5, 380 24, 380 50, G06K 500, G06K 1530, G06K 900, H04K 100

Patent

active

051305194

ABSTRACT:
A portable Personal Identification Card allows a cardholder to enter a PIN code into his card at a location remote from an authorization terminal. In an alternate embodiment, a PIN code may be enterd at the authorization terminal. The authorization terminal reads the cardholder's account number from the PIN card. The account number is transmitted to a central computer which uses this number to index into memory to find a personal identification number and encryption parameters. The centerl computer transmits a pseudo-random number to the PIN Card. Both the PIN Card and the central computer perform an encryption of a function of the corresponding personal indentification number and pseudo-random number to derive a CGIPIN (Computer Generated Image of the PIN). If the CGIPIN transmitted from the PIN card matches the CGIPIN of the central computer, access is authorized.

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