Telephonic communications – Telephone line or system combined with diverse electrical... – Having transmission of a digital message signal over a...
Patent
1991-02-20
1992-10-20
Dwyer, James L.
Telephonic communications
Telephone line or system combined with diverse electrical...
Having transmission of a digital message signal over a...
379 98, 379110, 379144, 364406, 235382, 902 22, 902 24, H04M 1100, G06K 500
Patent
active
051577178
ABSTRACT:
The portable automated teller machine disclosed by the present invention is a low-cost, pocket-size data terminal which can securely exchange information with a host bank computer. It is battery powered, operates without the need for direct connection to a telephone line and couples to the host bank computer via the telephone handset of any public or private telephone station. It allows its user to securely access bank and bank accounts and to securely effect either inter-account transfers or bill payments. Security is assured by assigning a PIN to each individual user and prestoring it therein, by assigning a machine identity number to each machine and storing it therein, and by providing encrypted data communication. It has prestored therein the individuals account numbers and the phone numbers and other parametrs needed for communication to the corresponding host computer bank. It features foldable telephone receiving ears pivotally mounted to a housing member, and an overlayed touch screen mounted flush with the housing member. A calculator function is also provided.
REFERENCES:
patent: 3976840 (1976-08-01), Cleveland et al.
patent: 4018998 (1977-04-01), Wegner
patent: 4068095 (1978-01-01), Ghormley et al.
patent: 4162373 (1979-07-01), Ingber
patent: 4288659 (1981-09-01), Atalla
patent: 4317957 (1982-03-01), Sendrow
patent: 4484306 (1984-11-01), Kulczyckyj et al.
patent: 4536647 (1985-08-01), Atalla et al.
patent: 4587409 (1986-05-01), Nishimura et al.
patent: 4599491 (1986-07-01), Serrano
patent: 4652698 (1987-03-01), Hale et al.
patent: 4654482 (1987-03-01), DeAngelis
patent: 4679236 (1987-07-01), Davies
patent: 5050207 (1991-09-01), Hitchcock
Harris Dracon Division, "Terminal System 24," Telephony, Sep. 19, 1988, pp. 24, 25.
Chan Wing
Dwyer James L.
National Transaction Network, Inc.
LandOfFree
Portable automated teller machine does not yet have a rating. At this time, there are no reviews or comments for this patent.
If you have personal experience with Portable automated teller machine, we encourage you to share that experience with our LandOfFree.com community. Your opinion is very important and Portable automated teller machine will most certainly appreciate the feedback.
Profile ID: LFUS-PAI-O-199175