Point of sale payment terminal

Registers – Systems controlled by data bearing records – Credit or identification card systems

Reexamination Certificate

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Details

C235S379000

Reexamination Certificate

active

07124936

ABSTRACT:
An integrated point of sale terminal for processing multiple payment types including payment by check includes a compact housing, a processor, and memory. The housing has a base shaped to sit on a merchant counter and has a document slot for receiving a check. The processor is disposed in the housing, and the memory is in communication with the processor. The payment terminal is located at the point of sale during use to allow a store merchant to accept multiple payment types. The payment terminal further includes a magnetic ink character recognition device for reading a string of magnetic ink characters on the check. The magnetic ink character recognition device is affixed to the housing at the document slot and is in communication with the processor. Further, the payment terminal includes an imaging device for capturing an image of the check. The imaging device is affixed to the housing at the document slot and is in communication with the processor. The processor is programed to process multiple payment types including processing a checking account transaction when the check is placed in a document slot.

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patent: 0 651 345 (1995-05-01), None
patent: 0 707 971 (1996-04-01), None
patent: WO 97/22060 (1997-06-01), None
VeriFone Finance—TANSZ 300—Fast, Low-Cost Transaction Automation at the Point of Service, Jan. 1999.

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