Personal online banking with integrated online statement and che

Details Personal online banking with integrated online statement and che Personal online banking with integrated online statement and che

1997-06-05

1999-05-11

MacDonald, Allen R.

Data processing: financial, business practice, management, or co

Automated electrical financial or business practice or...

Finance

235379, 902 24, 902 26, G06F17/60;19/00

Patent

active

059038810

ABSTRACT:
A software product, computer implemented method, and system provide an integrated user interface having three simultaneously displayed items of information, including a list of transaction instructions, a list of uncleared transactions, and a list of cleared transactions. The simultaneous display, and interaction between the lists, provides for integration of various tasks separately associated with personal finance software products and with online banking products. Two account balances are also simultaneously displayed, a balance for cleared transactions, and a separate balance based on both cleared and uncleared transactions. The two balances provide the user with a complete view of the status of their account and available funds. The software product and system supports online bill payment, electronic funds transfer, and checkbook transactions, without requiring navigation through multiple, separate user interfaces for different modules of the product.

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"Making the Most of Microsoft Money", pp. 1-3, 30-40, and 42-49, Microsoft Corporation 1996.
"Quicken User's Guide, Version 5 for Windows", Chapter 5, pp. 27-50, Chapter 9, pp. 89-99, Intuit Inc. 1995.
"Quicken User's Guide, Version 6 for Macintosh", Chapter 4, pp. 23-26, Chapter 19, pp. 281-294, p. 344, Intuit Inc. 1995.

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