Registers – Systems controlled by data bearing records – Banking systems
Reexamination Certificate
2008-07-15
2008-07-15
Lee, Michael G. (Department: 2876)
Registers
Systems controlled by data bearing records
Banking systems
C235S380000, C235S488000, C705S019000, C283S092000, C441S007000, C441S015000
Reexamination Certificate
active
11058438
ABSTRACT:
This invention relates to a universal financial product and enables to use it for managing money resources, e.g., sums being on a personal account. The housing of the pay card may be made of a precious or rare metal, bone, finewood; the elements of the features of a pay system and an issuing bank as well as those of protection and personalization are also made of the said materials, including precious stones, by engraving and inlaying. A place is provided for a standard electronic chip, which may be replaced. Periods of use of the pay card and the reliability of its level of protection against imitating and counterfeiting are increased.
REFERENCES:
patent: 3793600 (1974-02-01), Grosbard
patent: 4931629 (1990-06-01), Frankfurt
patent: 6025283 (2000-02-01), Roberts
patent: 6813011 (2004-11-01), Gardner et al.
patent: 2003/0019925 (2003-01-01), Cannon et al.
patent: 2003/0116633 (2003-06-01), Clayman et al.
Aibazov Oleg Umarovich
Belov Sergei Konstantinovich
Dolgikh Vyacheslav Olegovich
Lee Michael G.
Oleg Umarovich AIBAZOV
patenttm.us
Trail Allyson N
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