Payment service capable of being invoked from merchant sites

Data processing: financial – business practice – management – or co – Automated electrical financial or business practice or... – Electronic shopping

Reexamination Certificate

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C705S064000, C705S03600T, C705S026640, C709S203000, C713S170000, C726S006000, C715S205000

Reexamination Certificate

active

07877299

ABSTRACT:
A computer-implemented service acts as an intermediary between merchant sites and users thereof, and enables the users to purchase items on the merchant sites without having to create accounts with such sites. A user may invoke the service from a web page of a merchant site, and complete a purchase transaction, without having to browse away from the merchant site. The service may either forward the user's payment information to the merchant's system to enable the merchant to charge the customer, or may charge the user on behalf of the merchant. In some implementations, the service enables users to make single-action purchases from the merchant sites.

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InstaBuy From Cybercash Offers Easy and Safe Buying Solution to Online Consumers and Merchants—InstaBuy Press Release Aug. 19, 1998; printed from www.instabuy.com on Sep. 2, 1999.
Cybercash Unveils “Instabuy.com,” Web Site for Consumer One-Click Shopping Online—InstaBuy Press Release, Feb. 22, 1999; printed from www.instabuy.com on Sep. 2, 1999.
InstaBuy Merchant FAQ—Printed from www.instabuy.com on Sep. 2, 1999.
Understanding InstaBuy A consumer and Merchant Overview—PDF document downloaded from www.instabuy.com on Sep. 2, 1999.
The InstaBuy Consumer Experience—PDF document downloaded from www.instabuy.com on Sep. 2, 1999.
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A Tale of Two One-Click Initiatives—Printed from www.zdnet.com on Sep. 2, 1999.
Amazon.com About 1-Click and Gift Click Ordering—Printed from www.amazon.com on Dec. 9, 1999.
Sharing Your Data Can Get You Discounts—Printed from San Jose Mercury News web site on Oct. 11, 1999.
Foster, Chuck; U.S. Appl. No. 60/162,651, filed Nov. 1, 1999.

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