Payment program for use in point-of-sale transactions

Details Payment program for use in point-of-sale transactions Payment program for use in point-of-sale transactions

2006-07-25

2010-10-19

Trail, Allyson N (Department: 2876)

Registers

Systems controlled by data bearing records

Credit or identification card systems

C235S493000, C705S014270, C705S039000, C705S001100, C705S064000, C705S038000

Reexamination Certificate

active

07815107

ABSTRACT:
In some embodiments, the present application relates to card-free programs provided by a merchant to a customer, whereby the customer has access to functions such as payment options and/or loyalty program benefits without needing to present a physical card at a point of sale. For example, a customer may make a card-free purchase of goods or services from a merchant, whereby the customer need not present a card such as a debit card, credit card, loyalty card, or other physical tender to make a purchase. Further, the customer need not provide biometric data or otherwise use an electronic device or identifier to make a purchase. Alternatively or additionally, the customer may access a loyalty program without needing to provide a physical card or data associated with a card.

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