Registers – Systems controlled by data bearing records – Credit or identification card systems
Reexamination Certificate
2006-04-04
2006-04-04
Fureman, Jared J. (Department: 2876)
Registers
Systems controlled by data bearing records
Credit or identification card systems
C235S379000, C705S001100, C705S014270, C705S016000, C705S041000, C705S053000
Reexamination Certificate
active
07021531
ABSTRACT:
A payment device including an input unit arranged to receive first data taken from a medium and identifying a user who will proceed with a payment for a purchase which he has made, the input unit being arranged to be connected to a first terminal intended to be placed at a point of sale, the first terminal having a data input intended to receive second data concerning the purchase, the first terminal arranged to communicate the first and second data to a second terminal intended to be placed with a financial body which will be responsible for making the payment on behalf of the user, the device also comprising a third terminal placed at a payment management center, the third terminal arranged to manage the communication between the first and second terminals, the third terminal having a first calculation unit arranged to process payments in cash and a second calculation unit arranged to process payments in compensatory value from a non-financial credit accumulated by the user, the input unit (2) provided with selection means for indicating either a payment mode in cash or a payment mode in compensatory value and to produce a first control signal if the payment mode in cash is selected and a second control signal if the compensatory value mode is chosen, the third terminal also being arranged to receive the first and second control signals and to execute the payment under the control of the second control signal and to transmit the first and second data to the second terminal under the control of the first control signal.
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Fureman Jared J.
Maxcard Company SPRL
Myttenaere Yves De
Trail Allyson N
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