Paperless process for mortgage closings and other applications

Data processing: financial – business practice – management – or co – Business processing using cryptography – Secure transaction

Reexamination Certificate

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Details

C715S200000, C713S169000, C713S171000, C713S175000, C713S176000, C713S178000, C713S157000, C705S071000, C705S313000, C705S316000, C380S277000, C380S278000, C726S002000, C726S027000

Reexamination Certificate

active

07822690

ABSTRACT:
According to the present invention, there is provided an electronic document processing system and method including an electronic document generation mechanism, an encrypted digital certificate generator, a tool for coordinating the processing of electronic documents, a packaging mechanism for finalizing and authenticating electronic documents, a tracking log for recording relevant electronic document information, and a transferring protocol for transferring the ownership of electronic documents. The present invention also provides an electronic authentication system including an electronic document authentication watermark seal or signature line for confirming a document's signing within the view. Preferably, the present invention is directed towards a system, software program, and method for generating electronic documents, coordinating the signing of said electronic documents, digitally authenticating and certifying said electronic documents, and organizing said electronic documents for retrieval and transfer in the mortgage closing/financial services field.

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