Overdraft threshold analysis and decisioning

Details Overdraft threshold analysis and decisioning Overdraft threshold analysis and decisioning

2009-11-09

2011-11-22

Hess, Daniel (Department: 2876)

Registers

Systems controlled by data bearing records

Banking systems

C235S375000, C235S380000

Reexamination Certificate

active

08061592

ABSTRACT:
Systems and methods of providing for processing a banking transaction, such as a debit card transaction, with an overdraft threshold. If a transaction drives an associated account to a negative balance, the amount of the transaction may be compared to an overdraft threshold. If the amount of the transaction does not exceed the overdraft threshold, an overdraft fee may be waived.

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patent: 2010/0153247 (2010-06-01), DiPaolo et al.
U.S. Appl. No. 12/614,716, filed Nov. 9, 2009.

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