Data processing: financial – business practice – management – or co – Automated electrical financial or business practice or... – Electronic shopping
Reexamination Certificate
2006-02-28
2006-02-28
Garg, Yogesh C. (Department: 3625)
Data processing: financial, business practice, management, or co
Automated electrical financial or business practice or...
Electronic shopping
C705S035000
Reexamination Certificate
active
07006986
ABSTRACT:
Methods for purchasing of goods or services over the internet. A customer has a customer account set up at a bank with associated account information. The account information includes verification information for verification parameters, such as authorized computer identification, authorized delivery addresses, authorized user identification, authorized telephone caller identification, and/or other account information. An order is placed by a user via an ordering computer which provides order information. Such order information includes verification variables used by the bank. Verification and/or authentication using one or more variables of the customer account information is used by the bank to validate the order before assuring payment to the merchant.
REFERENCES:
patent: 5793028 (1998-08-01), Wagener et al.
patent: 5805719 (1998-09-01), Pare, Jr. et al.
patent: 5826245 (1998-10-01), Sandberg-Diment
patent: 5838812 (1998-11-01), Pare, Jr. et al.
patent: 5870723 (1999-02-01), Pare, Jr. et al.
patent: 5883810 (1999-03-01), Franklin et al.
patent: 5903721 (1999-05-01), Sixtus
patent: 5991750 (1999-11-01), Watson
patent: 6226624 (2001-05-01), Watson et al.
patent: 6267292 (2001-07-01), Walker et al.
patent: 6332134 (2001-12-01), Foster
patent: 6351739 (2002-02-01), Egendorf
patent: 6947908 (2005-09-01), Slater
patent: 2001/0034724 (2001-10-01), Theime
patent: 1 077 436 (2001-02-01), None
“ID Theft: When Bad Things Happen to Your Good Name”, Federal Trade Commission [online], Aug. 2000, [retrieved on Jul. 24, 2000] Retrieved from the Internet: <URL: http://www.fte.gov/bcp/conline/pubs/credit/idtheft.htm> pp. 1-22.
“Privacy Statement”, eCharge [online], [retrieved on Jul. 24, 2000] Retrieved from the Internet: <URL: http://www.echarge.com/corporate/privacy.htm> 41 pages.
“What is.”, eCash [online], [retrieved on May 9, 2000] Retrieved from the Internet: >URL: http://www.ecash.com/whatzecash.htm> 2 pages.
Baker, Sharon ,“eCash raising bankroll for online payment bid”, Puget Sound Business Journal, Mar. 24-30, 2000, p. 4.
Cohan, Peter S., “Poking Holes in IPin”, The Industry Standard, Apr. 2000, pp. 204, 207, 149, 199.
Boyle, Alan, “2 arresteed in online credit card case”, MSNBC News [online], [retrieved on Apr. 24, 2000] Retrieved from the Internet: <URL: http://www.msnbc.com/msn/386402.asp> pp. 1-3.
“Security”, BankNet 4.0—Security FAQ [online], [retrieved on Dec. 10, 1999] Retrieved from the Internet: <URL: http://emiratesbank.com/banknet/security.htm> pp. 1-9.
1999 CSI/FBI Survey, 1999 by Computer Security Institute, 14 pages.
Kornblum, Janet, “Cybershoppers get new credit cards after hacking”, USA Today, Money, Jan. 20, 2000, 1 page.
Content, Thomas, “‘Buyers beware’ also applies to Web”, USA Today, Dec. 10, 1999, 1 page.
Smith, Geoffrey, “Perspective” Business Week Online. Business Week e.biz [online], Jan. 3, 2000, [retrieved on Jan. 26, 2000]. Retrieved from the Internet: <URL: http://www.businessweek.com/ebiz/0001/ep0103.htm>, 3 pages.
Grant, Lorrie, “Checks take first steps onto Internet”, USA Today [online], Dec. 10, 1999, [retrieved on Dec. 17, 1999] Retrieved from the Internet: <URL: http://www.usatoday.com/life/cyber/tech/ctg868.htm>. 2 pages.
Krochmal, Mo, “Cashless In New York City”, Tech Web, Oct. 2, 1997. [retrieved on Dec. 17, 1999] Retrieved from the Internet: <URL: http://www.techweb.com/wire
ews/1997/10/1002smart.html>. 2 pages.
“A brave new cashless world”, 2 pages.
“Towards a Cashless Society: Electronic Wallets” [retrieved on Dec. 19, 1999] 1 page.
“Who We Are”, Visa [online] 1996-2000 [retrieved on Feb. 6, 2000] Retrieved from the Internet: <URL: http://www.visa.com/av/who/main.html> pp. 1-3.
“Internet Shopping”, Visa [online] 1996-2000 [retrieved on Feb. 5, 2000] Retrieved from the Internet: <URL: http://www.visa.com
t/ecomm/security/set.html> pp. 1-4.
“Introduction”, Visa [online] 1996-2000 [retrieved on Feb. 6, 2000] Retrieved from the Internet: <URL: http://www.visa.com
t/sec
o—shock/intro—L.html> pp. 1, 2 and 1-3.
“After Three Decades, our Name is Known Around the World” ‘About Our Company: Corporate Overview’, Mastercard [online] [retrieved on Feb. 6, 2000] Retrieved from the Internet: <URL: http://www.mastercard.com/about/corp/> pp. 1, 2.
“Hang Seng Bank to Launch Hong Kong's First E-Shopping Mastercard” ‘About Our Company: Press Office’, Mastercard [online] [retrieved on Feb. 6, 2000] Retrieved from the Internet: <URL: http://www.mastercard.com/about/press/index.cgi?id=262> 2 pages.
“About Cybank” Cybank [online], [retrieved on Dec. 17, 1999] Retrieved from the Internet: <URL: http://www.cybank.net/aboutcyb.htm> pp. 1-6.
“Media Release” Cybank News [online], [retrieved on Dec. 17, 1999] Retrieved from the Internet: <URL: http://www.cybank.net/press—rel.htm> pp. 1, 2.
“Introducing the InstaBuy Service” ‘Universal Single Click Shopping!’, CyberCash [online] 1999 [retrieved on Dec. 24, 1999] Retrieved from the Internet: <URL: http://www.cybercash.com/instabuy/what.html> 4 pages.
“Introducing the InstaBuy Service” ‘Universal Single Click Shopping!’, CyberCash [online] 1999 [retrieved on Dec. 24, 1999] Retrieved from the Internet: <URL: http://www.cybercash.com/instabuy/advantages.html> 1 page.
“Introducing the InstaBuy Service” ‘Universal Single Click Shopping!’, CyberCash [online] 1999 [retrieved on Dec. 24, 1999] Retrieved from the Internet: <URL: http://www.cybercash.com/instabuy/value.html> 1 page.
“Instabuy from CyberCash Offers Easy and Safe Buying Solution to Online Consumers and Merchants” ‘CyberCash Service Expected to Boost E-Commerce During '98 Holiday Season’, CyberCash [online] 1999 [retrieved on Dec. 24, 1999] Retrieved from the Internet: <URL: http://www.cybercash.com/cybercash/company
ews/releases/1998/98/august19aw.html> pp. 1-3.
“Introducing the InstaBuy Service” ‘Universal Single Click Shopping!’, CyberCash [online] 1999 [retrieved on Dec. 24, 1999] Retrieved from the Internet: <URL: http://www.cybercash.com/instabuy/list.html> 3 pages.
“The Widening World of Wireless” [retrieved on Sep. 6, 2000] 4 pages.
Gregory Randy A.
Sines Randy D.
eCardless Bancorp, Ltd.
Garg Yogesh C.
Gregory Randy A.
Gregory I.P. Law
Haq Naeem
LandOfFree
Order file processes for purchasing on the internet using... does not yet have a rating. At this time, there are no reviews or comments for this patent.
If you have personal experience with Order file processes for purchasing on the internet using..., we encourage you to share that experience with our LandOfFree.com community. Your opinion is very important and Order file processes for purchasing on the internet using... will most certainly appreciate the feedback.
Profile ID: LFUS-PAI-O-3675545