Data processing: financial – business practice – management – or co – Automated electrical financial or business practice or... – Finance
Reexamination Certificate
2007-02-27
2007-02-27
Millin, Vincent (Department: 3624)
Data processing: financial, business practice, management, or co
Automated electrical financial or business practice or...
Finance
C705S039000, C705S044000
Reexamination Certificate
active
09991364
ABSTRACT:
According to the invention, a process for transferring funds between a payor and a payee in an online transaction is disclosed. In one step, information is received from the payor for debiting a bank account associated with the payor. Authorization is transmitted to the payee to request debits from the payor. The total of all debit requests does not exceed an amount that is authorized. A first request is received from the payee to debit the customer a first portion of the amount. A first debit is initiated from the bank account for the first portion of the amount. A second request is received from the payee to debit the payor a second portion of the amount. A second debit is initiated from the bank account for the second portion of the amount.
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Allen-Rouman Terry
Dravenstott Robert Edwin
Mascavage, III John Joseph
Weichert Margaret Morgan
Charles Debra
First Data Corporation
Millin Vincent
The Western Union Company
Townsend and Townsend / and Crew LLP
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