On-line shopping system and the method of payment settlement

Details On-line shopping system and the method of payment settlement On-line shopping system and the method of payment settlement

1996-07-26

1999-03-30

MacDonald, Allen R.

Data processing: financial, business practice, management, or co

Automated electrical financial or business practice or...

Electronic shopping

705 24, 705 25, 705 26, 364408, 380 24, G06F 1760

Patent

active

058901370

ABSTRACT:
When performing on-line shopping using the Internet, and when performing payment settlement for a product by a credit card, user's card data runs over the Internet, leaving the possibility of card data leakage, thereby causing a security problem. The user decides the product he or she wants to buy via a computer network (Internet) from a user system. Then, a transmission unit calls up a service center to send order data including the credit card data via a settlement network. Service center invoices the sales price to an approval center based on the order data. Approval center pays the price to service center. Then, service center sends the order data to the shopping system. A delivery processing unit then delivers the product to the user based on the order data.

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European Search Report from 96 11 4545, which corresponds to the instant application.
Compcon '95 Technologies for the Information Superhighway, Digest of Papers: (IEEE) Comput. Soc. Press Requirements for network Payment: the Netcheque Perspective, B. Clifford Neuman et al. pp. 32-36.

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