On-line balance transfers

Data processing: financial – business practice – management – or co – Automated electrical financial or business practice or... – Finance

Reexamination Certificate

Rate now

  [ 0.00 ] – not rated yet Voters 0   Comments 0

Details

C705S038000, C705S039000, C235S379000, C235S380000

Reexamination Certificate

active

08010422

ABSTRACT:
A system and method are disclosed for online transfer of a balance from a first credit account associated with an account holder to a second credit account associated with the account holder. Account data associated with the first credit account is obtained. The account data comprises at least the financial institution with which the first credit account is held. A determination is made as to whether the financial institution with which the first credit account is held is related to the financial institution with which the second credit account is held. The first credit account is identified as being not eligible for a balance transfer to the second credit account if it is determined that the first credit account is held with a financial institution that is related to the financial institution with which the second credit account is held.

REFERENCES:
patent: 3982103 (1976-09-01), Goldman
patent: 4736294 (1988-04-01), Gill et al.
patent: 4774664 (1988-09-01), Campbell et al.
patent: 4860341 (1989-08-01), D'Avello et al.
patent: 4868376 (1989-09-01), Lessin et al.
patent: 4872113 (1989-10-01), Dinerstein
patent: 4958368 (1990-09-01), Parker
patent: 5175416 (1992-12-01), Mansvelt et al.
patent: 5187735 (1993-02-01), Herrero Garcia et al.
patent: 5221838 (1993-06-01), Gutman et al.
patent: 5235519 (1993-08-01), Miura
patent: 5239462 (1993-08-01), Jones et al.
patent: 5262941 (1993-11-01), Saladin et al.
patent: 5274547 (1993-12-01), Zoffel et al.
patent: 5285382 (1994-02-01), Muehlberger et al.
patent: 5372507 (1994-12-01), Goleh
patent: 5375055 (1994-12-01), Togher et al.
patent: 5387783 (1995-02-01), Mihm et al.
patent: 5450537 (1995-09-01), Hirai et al.
patent: 5453601 (1995-09-01), Rosen
patent: 5457797 (1995-10-01), Butterworth et al.
patent: 5481647 (1996-01-01), Brody et al.
patent: 5491817 (1996-02-01), Gopal et al.
patent: 5557518 (1996-09-01), Rosen
patent: 5576951 (1996-11-01), Lockwood
patent: 5590038 (1996-12-01), Pitroda
patent: 5604341 (1997-02-01), Grossi et al.
patent: 5611052 (1997-03-01), Dykstra et al.
patent: 5659165 (1997-08-01), Jennings et al.
patent: 5659731 (1997-08-01), Gustafson
patent: 5696907 (1997-12-01), Tom
patent: 5699527 (1997-12-01), Davidson
patent: 5701400 (1997-12-01), Amado
patent: 5703949 (1997-12-01), Rosen
patent: 5704029 (1997-12-01), Wright, Jr.
patent: 5724155 (1998-03-01), Saito
patent: 5727163 (1998-03-01), Bezos
patent: 5732400 (1998-03-01), Mandler et al.
patent: 5734659 (1998-03-01), Mann et al.
patent: 5745654 (1998-04-01), Titan
patent: 5748755 (1998-05-01), Johnson et al.
patent: 5761640 (1998-06-01), Kalyanswamy et al.
patent: 5764916 (1998-06-01), Busey et al.
patent: 5774882 (1998-06-01), Keen et al.
patent: 5774883 (1998-06-01), Andersen et al.
patent: 5778164 (1998-07-01), Watkins et al.
patent: 5797133 (1998-08-01), Jones et al.
patent: 5802499 (1998-09-01), Sampson et al.
patent: 5819029 (1998-10-01), Edwards et al.
patent: 5819235 (1998-10-01), Tamai et al.
patent: 5819236 (1998-10-01), Josephson
patent: 5819291 (1998-10-01), Haimowitz et al.
patent: 5832465 (1998-11-01), Tom
patent: 5857079 (1999-01-01), Claus et al.
patent: 5866889 (1999-02-01), Weiss et al.
patent: 5870721 (1999-02-01), Norris
patent: 5878403 (1999-03-01), DeFrancesco et al.
patent: 5878404 (1999-03-01), Stout, Jr. et al.
patent: 5911135 (1999-06-01), Atkins
patent: 5911136 (1999-06-01), Atkins
patent: 5920847 (1999-07-01), Kolling et al.
patent: 5930776 (1999-07-01), Dykstra et al.
patent: 5940811 (1999-08-01), Norris
patent: 5940812 (1999-08-01), Tengel et al.
patent: 5950179 (1999-09-01), Buchanan et al.
patent: 5960411 (1999-09-01), Hartman et al.
patent: 5963625 (1999-10-01), Kawecki et al.
patent: 5966699 (1999-10-01), Zandi
patent: 5966700 (1999-10-01), Gould et al.
patent: 5970478 (1999-10-01), Walker et al.
patent: 5987434 (1999-11-01), Libman
patent: 5991740 (1999-11-01), Messer
patent: 5995947 (1999-11-01), Fraser et al.
patent: 5995948 (1999-11-01), Whitford et al.
patent: 6000832 (1999-12-01), Franklin et al.
patent: 6014645 (2000-01-01), Cunningham
patent: 6029149 (2000-02-01), Dykstra et al.
patent: 6029890 (2000-02-01), Austin
patent: 6044360 (2000-03-01), Picciallo
patent: 6049784 (2000-04-01), Weatherly et al.
patent: 6058428 (2000-05-01), Wang et al.
patent: 6064987 (2000-05-01), Walker et al.
patent: 6070149 (2000-05-01), Tavor et al.
patent: 6070798 (2000-06-01), Nethery
patent: 6085126 (2000-07-01), Mellgren, III et al.
patent: 6085195 (2000-07-01), Hoyt et al.
patent: 6088686 (2000-07-01), Walker et al.
patent: 6092057 (2000-07-01), Zimmerman et al.
patent: 6105007 (2000-08-01), Norris
patent: 6112190 (2000-08-01), Fletcher et al.
patent: 6119103 (2000-09-01), Basch et al.
patent: 6138139 (2000-10-01), Beck et al.
patent: 6144991 (2000-11-01), England
patent: 6154729 (2000-11-01), Cannon et al.
patent: 6167395 (2000-12-01), Beck et al.
patent: 6182124 (2001-01-01), Lau et al.
patent: 6185543 (2001-02-01), Galperin et al.
patent: 6192380 (2001-02-01), Light et al.
patent: 6199079 (2001-03-01), Gupta et al.
patent: 6202053 (2001-03-01), Christiansen et al.
patent: 6202155 (2001-03-01), Tushie et al.
patent: 6208979 (2001-03-01), Sinclair
patent: 6233565 (2001-05-01), Lewis et al.
patent: 6240396 (2001-05-01), Walker et al.
patent: 6267292 (2001-07-01), Walker et al.
patent: 6272506 (2001-08-01), Bell
patent: 6289319 (2001-09-01), Lockwood
patent: 6301591 (2001-10-01), Katsumata et al.
patent: 6311169 (2001-10-01), Duhon
patent: 6311178 (2001-10-01), Bi et al.
patent: 6324524 (2001-11-01), Lent et al.
patent: 6330546 (2001-12-01), Gopinathan et al.
patent: 6343279 (2002-01-01), Bissonette et al.
patent: 6349290 (2002-02-01), Horowitz et al.
patent: 6354490 (2002-03-01), Weiss et al.
patent: 6356909 (2002-03-01), Spencer
patent: 6374230 (2002-04-01), Walker et al.
patent: 6385594 (2002-05-01), Lebda et al.
patent: 6389541 (2002-05-01), Patterson
patent: 6405181 (2002-06-01), Lent et al.
patent: 6438526 (2002-08-01), Dykes et al.
patent: 6449646 (2002-09-01), Sikora et al.
patent: 6488203 (2002-12-01), Stoutenburg et al.
patent: 6505176 (2003-01-01), DeFrancesco, Jr. et al.
patent: 6510418 (2003-01-01), Case et al.
patent: 6513018 (2003-01-01), Culhane
patent: 6516421 (2003-02-01), Peters
patent: 6535492 (2003-03-01), Shtivelman
patent: 6542936 (2003-04-01), Mayle et al.
patent: 6567791 (2003-05-01), Lent et al.
patent: 6584467 (2003-06-01), Haught et al.
patent: 6598030 (2003-07-01), Siegel et al.
patent: 6611816 (2003-08-01), Lebda et al.
patent: 6622131 (2003-09-01), Brown et al.
patent: 6625645 (2003-09-01), Van Horne et al.
patent: 6718313 (2004-04-01), Lent et al.
patent: 6766302 (2004-07-01), Bach
patent: 6785661 (2004-08-01), Mandler et al.
patent: 6795812 (2004-09-01), Lent et al.
patent: 6920434 (2005-07-01), Cossette
patent: 6937990 (2005-08-01), Walker et al.
patent: 6976056 (2005-12-01), Kumar
patent: 7020631 (2006-03-01), Freeman et al.
patent: 7096198 (2006-08-01), Cuervo
patent: 7130828 (2006-10-01), Phillips et al.
patent: 7143063 (2006-11-01), Lent et al.
patent: 7194436 (2007-03-01), Tammaro
patent: 7230927 (2007-06-01), Villena et al.
patent: 7251624 (2007-07-01), Lee et al.
patent: 7315841 (2008-01-01), McDonald et al.
patent: 7346576 (2008-03-01), Lent et al.
patent: 7395239 (2008-07-01), Riseman
patent: 2001/0011245 (2001-08-01), Duhon
patent: 2001/0011246 (2001-08-01), Tammaro
patent: 2001/0011262 (2001-08-01), Hoyt et al.
patent: 2001/0011282 (2001-08-01), Katsumata et al.
patent: 2001/0014877 (2001-08-01), Defrancesco et al.
patent: 2001/0027436 (2001-10-01), Tenembaum
patent: 2001/0054064 (2001-12-01), Kannan
patent: 2002/0016731 (2002-02-01), Kupersmit
patent: 2002/0023051 (2002-02-01), Kunzle et al.
patent: 2002/0029188 (2002-03-01), Schmid
patent: 2002/0035543 (2002-03-01), Shedd et al.
patent: 2002/0055906 (2002-05-01), Katz et al.
patent: 2002/0067500 (2002-06-01), Yokomizo et al.
patent: 2002/0111850 (2002-08-01), Smrcka et al.
patent: 2002/0198808 (2002-12-01), Myers
patent: 2003/0055778 (2003-03-01), Erlanger
patent: 2003/0105725 (2003-06-01), Hoffman
patent: 2003/0195848 (2003-10-01), Felger
pate

LandOfFree

Say what you really think

Search LandOfFree.com for the USA inventors and patents. Rate them and share your experience with other people.

Rating

On-line balance transfers does not yet have a rating. At this time, there are no reviews or comments for this patent.

If you have personal experience with On-line balance transfers, we encourage you to share that experience with our LandOfFree.com community. Your opinion is very important and On-line balance transfers will most certainly appreciate the feedback.

Rate now

     

Profile ID: LFUS-PAI-O-2767392

  Search
All data on this website is collected from public sources. Our data reflects the most accurate information available at the time of publication.