Negotiable instrument authentication systems and methods

Details Negotiable instrument authentication systems and methods Negotiable instrument authentication systems and methods

2008-03-04

2008-03-04

Caputo, Lisa (Department: 2876)

Registers

Systems controlled by data bearing records

Banking systems

C235S382000

Reexamination Certificate

active

07337953

ABSTRACT:
Systems, methods, and databases for authenticating negotiable instruments comprise receiving, at an authentication system, a plurality of data values associated with a negotiable instrument, the plurality of data values including an image security feature and an account. The method further comprises obtaining account decoding information from an account verification databases, the account verification database including decoding information for each of a plurality of financial institutions; decoding the image security feature using the account decoding information; obtaining one or more verification values from the decoded image security feature; comparing each of the verification values to a corresponding one of the data values; and transmitting a result communication indicating a result of the comparison.

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