Data processing: financial – business practice – management – or co – Automated electrical financial or business practice or... – Finance
Reexamination Certificate
2005-09-06
2005-09-06
Bashore, Alain L. (Department: 3624)
Data processing: financial, business practice, management, or co
Automated electrical financial or business practice or...
Finance
C705S03600T, C705S037000, C705S039000
Reexamination Certificate
active
06941279
ABSTRACT:
A computerized method and system for implementing such method, the method comprising establishing a card payment instrument account for an approved customer and an investment account for the benefit of the approved customer. A rebate is calculated periodically based on credit card usage and the rebate is applied to fund the investment account periodically. The rebate is the only funding of the investment account accomplished through the card payment instrument account.
REFERENCES:
patent: 3634669 (1972-01-01), Soumas et al.
patent: 3946206 (1976-03-01), Darjany
patent: 4047033 (1977-09-01), Maimberg
patent: 4545838 (1985-10-01), Minkus
patent: 4594663 (1986-06-01), Nagata et al.
patent: 4642768 (1987-02-01), Roberts
patent: 4750119 (1988-06-01), Cohen et al.
patent: 4831242 (1989-05-01), Englehardt
patent: 4897533 (1990-01-01), Lyszczarz
patent: 4978401 (1990-12-01), Bonomi
patent: 5095194 (1992-03-01), Barbanell
patent: 5117355 (1992-05-01), McCarthy
patent: 5175416 (1992-12-01), Mansvelt
patent: 5192947 (1993-03-01), Neustein
patent: 5200889 (1993-04-01), Mori
patent: 5202826 (1993-04-01), McCarthy
patent: 5287268 (1994-02-01), McCarthy
patent: 5326960 (1994-07-01), Tannenbaum
patent: 5397881 (1995-03-01), Mannik
patent: 5424524 (1995-06-01), Ruppert
patent: 5450477 (1995-09-01), Amarant
patent: 5465206 (1995-11-01), Hilt
patent: 5471669 (1995-11-01), Lidman
patent: 5477038 (1995-12-01), Levine
patent: 5482139 (1996-01-01), Rivalto
patent: 5500514 (1996-03-01), Veeneman
patent: 5530232 (1996-06-01), Taylor
patent: 5578808 (1996-11-01), Taylor
patent: 5585787 (1996-12-01), Wallerstein
patent: 5637845 (1997-06-01), Kolls
patent: 5703344 (1997-12-01), Bezy
patent: 5710886 (1998-01-01), Christensen
patent: 5721768 (1998-02-01), Stimson
patent: 5765141 (1998-06-01), Spector
patent: 5777305 (1998-07-01), Smith
patent: 5787404 (1998-07-01), Fernandez-Holmann
patent: 5857079 (1999-01-01), Claus
patent: 5857709 (1999-01-01), Chock
patent: 5864830 (1999-01-01), Armetta
patent: 5870718 (1999-02-01), Spector
patent: 5926800 (1999-07-01), Baronowski
patent: 5955961 (1999-09-01), Wallerstein
patent: 5970480 (1999-10-01), Kalina
patent: 5991750 (1999-11-01), Watson
patent: 6016954 (2000-01-01), Abe
patent: 6036099 (2000-03-01), Leighton
patent: 6038552 (2000-03-01), Fleischl
patent: 6105865 (2000-08-01), Hardesty
patent: 6164533 (2000-12-01), Barton
patent: 6196458 (2001-03-01), Walker et al.
patent: 6243688 (2001-06-01), Kalina
patent: 6345261 (2002-02-01), Feidelson
patent: 6386444 (2002-05-01), Sullivan
patent: 6549912 (2003-04-01), Chen
patent: 406149845 (1994-05-01), None
CardEx Incentives, Apr. 6, 1999, cardexco.com.
“Associates First Capital Corporation”, Hoover's Inc., The Industry Standard: The Newsmagazine of the Internet Economy, thestandard.net/companies/cpmpany-display, Apr. 6, 1999.
Jeffrey M. Lacker, “Stored Value Cards: Costly Private Substitutions for Government Currency”, Economic Quarterly, 1996.
“The Evolution of a New Consumerism”, Chain Store Age, vol. 73, pp. 8-9, Jun. 1997.
Lisa Fickenscher, “Amex prepaid offering is latest card for firms regarding employees”, American Banker, vol. 161, No. 151, p. 11, Aug. 8, 1996.
“Welcome to Swiftgift”, www.swiftgiftcard.com, Dec. 8, 1998.
Lucy Lzarony, “Stuck for a gift? Give a prepaid credit card”, www.bankrate.com, Dec. 21, 1998.
Antoinette Coulton, “Incentives field moving to card-based series 14”, American Banker, Mar. 26, 1998.
Credit Card News, “A store card issuer looks for lift from electronic gift certificates”, Feb. 1, 1995.
Business Travel News, “Maritz gets mastercard's stamp of approval”, Aug. 19, 1996.
Debit Card News, vol. 2, Issue 2, “Boatman's floats stored value into the employee incentive waters”, Jul. 16, 1996.
Mickey Meece, “Boatman's prepaid cards for worker-incentive firm”, American Banker, Jul. 2, 1996.
Card News, vol. 6, No. 25, “D.C. Area Safeway stores look for increase in sales volume and revenue with cards”, Dec. 1991.
Spurgin, “Sopininmon! or What's happening in the retail credit card environment”, Credit World Journal, Apr. 1997.
AT&T Marketing, “Universal card free lifetime membership extended 3 months”, att.com, Dec. 4, 1990.
Chain Store Age Executive with Shopping Center Age, “More retailers turn to co-branding”, Feb. 1, 1995.
Introducing SpendingMoney(TM), Armetta: Marketing & Design Product Concept Report, Oct. 9, 1996.
First USA Platinum Connect, First USA Bank, First USA Promotional Mailing, Oct. 1997.
Introducing the First USA Platinum Connect Card, First USA Promotional Mailing, Dec. 1997.
Here's the calling convenience you asked for: 1-800-call-AT&T . . . For All Calls, Appendix A: For Card Carriers.
Beth Piskora, Debit Cards Seen Poised for New Markets, American Banker, pp. 16, Mar. 7, 1995.
Nick Rosen, Cash Just Isn't Flexible Enough: Shops of the Future Will Only Take Cards, Daily Express: Technology Section, Feb. 10, 1995.
Phil Britt, Competing in Auto Lending, America's Community Banker, vol. 5, No. 11, pp. 33-37, Nov. 1, 1996.
Miriam Krenin Souccar, Smart Cards: 1st Union Smart Card Pilot Enlists a Second Army Base, American Banker.
First Union Issues Smart Cards to Fort Benning Recruits, CardFax.
Emerson Brown and Jim Baum, Purchasing Card Magic: Eli Lilly Finds Accounts Payable Flying High With Plastic, Corporate Cashflow.
International Search Report for Application No. PCT/US01/03587 filed on Feb. 9, 2000 and dated Apr. 27, 2001.
International Preliminary Examination Report for Application No. PCT/US01/03587 filed on Feb. 9, 2000 and date Jul. 18, 2002.
Christine Dugas, Payroll May Ask: Paper or Plastic?, USA Today, 3B, Aug. 14, 2001.
International Search Report for Application No. PCT/US01/05458, Filed Feb. 22, 2001.
Banke One Corporation
Bashore Alain L.
Hunton & Williams LLP
LandOfFree
Mutual fund card method and system does not yet have a rating. At this time, there are no reviews or comments for this patent.
If you have personal experience with Mutual fund card method and system, we encourage you to share that experience with our LandOfFree.com community. Your opinion is very important and Mutual fund card method and system will most certainly appreciate the feedback.
Profile ID: LFUS-PAI-O-3416293