Data processing: financial – business practice – management – or co – Automated electrical financial or business practice or... – Finance
Reexamination Certificate
2002-07-24
2010-12-28
Patel, Jagdish N (Department: 3693)
Data processing: financial, business practice, management, or co
Automated electrical financial or business practice or...
Finance
C705S041000
Reexamination Certificate
active
07860789
ABSTRACT:
A system of accessing through a financial processing network multiple accounts associated with a single financial card. Data is input to the financial network in addition to the transaction data and the account identification data that is read from the card. This additional data permits the proper account to be accessed. The data may be input at the point of sale as an account selection. In this instance, the selection may be used to route the transaction data through the financial processing network or may be used to read data regarding one of multiple accounts encoded on the card. The data may also be stored as conditional routing rules at transfer points in the financial processing network. In this instance, the transaction is routed to the proper account based on the stored rules.
REFERENCES:
patent: 3230650 (1966-01-01), Orkin
patent: 3634669 (1972-01-01), Soumas et al.
patent: 3713235 (1973-01-01), Roberts
patent: 3855033 (1974-12-01), Staats
patent: 3938090 (1976-02-01), Borison et al.
patent: 3946206 (1976-03-01), Darjany
patent: 4022943 (1977-05-01), Erb et al.
patent: 4047033 (1977-09-01), Maimberg
patent: 4058220 (1977-11-01), Torongo
patent: D248203 (1978-06-01), Morse
patent: 4123747 (1978-10-01), Lancto et al.
patent: 4130881 (1978-12-01), Haessler et al.
patent: 4205780 (1980-06-01), Burns
patent: D259048 (1981-04-01), Peterson
patent: 4264808 (1981-04-01), Owens et al.
patent: 4321672 (1982-03-01), Braun et al.
patent: 4338587 (1982-07-01), Chiappetti
patent: 4380699 (1983-04-01), Monnier et al.
patent: 4453074 (1984-06-01), Weinstein
patent: 4454414 (1984-06-01), Benton
patent: 4465206 (1984-08-01), Sorel et al.
patent: 4479995 (1984-10-01), Suzuki et al.
patent: 4545838 (1985-10-01), Minkus
patent: 4575127 (1986-03-01), Michel
patent: 4575621 (1986-03-01), Dreifus
patent: 4582985 (1986-04-01), Lofberg
patent: 4605844 (1986-08-01), Haggan
patent: 4614861 (1986-09-01), Pavlov et al.
patent: 4634845 (1987-01-01), Hale et al.
patent: 4643452 (1987-02-01), Chang
patent: 4647714 (1987-03-01), Goto
patent: 4648189 (1987-03-01), Michel
patent: 4650981 (1987-03-01), Foletta
patent: 4669730 (1987-06-01), Small
patent: 4689478 (1987-08-01), Hale et al.
patent: 4697072 (1987-09-01), Kawana
patent: 4700055 (1987-10-01), Kashkashian, Jr.
patent: 4701601 (1987-10-01), Francini et al.
patent: 4707594 (1987-11-01), Roth
patent: 4723212 (1988-02-01), Mindrum et al.
patent: 4736094 (1988-04-01), Yoshida
patent: 4746787 (1988-05-01), Suto et al.
patent: 4747620 (1988-05-01), Kay et al.
patent: 4750119 (1988-06-01), Cohen et al.
patent: 4752676 (1988-06-01), Leonard et al.
patent: 4754418 (1988-06-01), Hara
patent: 4755661 (1988-07-01), Ruebsam
patent: 4766293 (1988-08-01), Boston
patent: 4766539 (1988-08-01), Fox
patent: 4777563 (1988-10-01), Teraoka et al.
patent: 4789928 (1988-12-01), Fujisaki
patent: 4817949 (1989-04-01), Bachman et al.
patent: 4822985 (1989-04-01), Boggan et al.
patent: 4831242 (1989-05-01), Englehardt
patent: 4831526 (1989-05-01), Luchs
patent: 4837422 (1989-06-01), Dethloff et al.
patent: 4839504 (1989-06-01), Nakano
patent: 4845347 (1989-07-01), McCrindle
patent: 4851650 (1989-07-01), Kitade
patent: 4856857 (1989-08-01), Takeuchi et al.
patent: 4859837 (1989-08-01), Halpern
patent: 4866545 (1989-09-01), LaManna et al.
patent: 4868376 (1989-09-01), Lessin et al.
patent: 4870259 (1989-09-01), Boggan et al.
patent: 4882675 (1989-11-01), Nichtberger et al.
patent: 4897533 (1990-01-01), Lyszczarz
patent: D305887 (1990-02-01), Nishimura
patent: 4906826 (1990-03-01), Spencer
patent: 4908521 (1990-03-01), Boggan et al.
patent: 4910672 (1990-03-01), Off
patent: 4923288 (1990-05-01), Allen et al.
patent: 4928001 (1990-05-01), Masada
patent: 4931623 (1990-06-01), Nakamura et al.
patent: 4938830 (1990-07-01), Cannistra
patent: 4941090 (1990-07-01), McCarthy
patent: 4943707 (1990-07-01), Boggan
patent: 4948174 (1990-08-01), Thomson et al.
patent: 4953085 (1990-08-01), Atkins
patent: D310386 (1990-09-01), Michels et al.
patent: 4954985 (1990-09-01), Yamazaki
patent: 4961142 (1990-10-01), Elliott et al.
patent: 4968873 (1990-11-01), Dethloff et al.
patent: 4975840 (1990-12-01), DeTore et al.
patent: 4977501 (1990-12-01), Lefevre
patent: 4978401 (1990-12-01), Bonomi
patent: 4992940 (1991-02-01), Dworkin
patent: 5025139 (1991-06-01), Halliburton, Jr.
patent: 5025372 (1991-06-01), Burton et al.
patent: 5049728 (1991-09-01), Rovin
patent: 5054096 (1991-10-01), Beizer
patent: 5055662 (1991-10-01), Hasegawa
patent: 5072380 (1991-12-01), Randelman et al.
patent: 5080748 (1992-01-01), Bonomi
patent: 5095194 (1992-03-01), Barbanell
patent: 5097115 (1992-03-01), Ogasawara et al.
patent: 5117355 (1992-05-01), McCarthy
patent: 5121945 (1992-06-01), Thomson et al.
patent: 5122950 (1992-06-01), Benton et al.
patent: 5140517 (1992-08-01), Nagata et al.
patent: 5146068 (1992-09-01), Ugawa et al.
patent: 5163098 (1992-11-01), Dahbura
patent: 5173851 (1992-12-01), Off et al.
patent: 5175416 (1992-12-01), Mansvelt
patent: 5175682 (1992-12-01), Higashiyama
patent: 5177342 (1993-01-01), Adams
patent: 5180901 (1993-01-01), Hiramatsu
patent: 5185697 (1993-02-01), Jacobs et al.
patent: 5187750 (1993-02-01), Behera
patent: 5191522 (1993-03-01), Bosco et al.
patent: 5192947 (1993-03-01), Neustein
patent: 5201010 (1993-04-01), Deaton et al.
patent: 5202286 (1993-04-01), Nakatani
patent: 5202826 (1993-04-01), McCarthy
patent: 5206488 (1993-04-01), Teicher
patent: 5206803 (1993-04-01), Vitagliano
patent: 5214700 (1993-05-01), Pinkas et al.
patent: 5218631 (1993-06-01), Katz
patent: 5237620 (1993-08-01), Deaton
patent: 5239462 (1993-08-01), Jones
patent: 5247190 (1993-09-01), Friend et al.
patent: 5257486 (1993-11-01), Holmwall
patent: 5276311 (1994-01-01), Hennige
patent: 5287268 (1994-02-01), McCarthy
patent: 5287269 (1994-02-01), Dorrough et al.
patent: 5297026 (1994-03-01), Hoffman
patent: 5305196 (1994-04-01), Deaton
patent: 5311594 (1994-05-01), Penzias
patent: 5326959 (1994-07-01), Perazza
patent: 5326960 (1994-07-01), Tannenbaum
patent: 5327508 (1994-07-01), Deaton et al.
patent: 5328809 (1994-07-01), Holmes et al.
patent: 5339239 (1994-08-01), Manabe et al.
patent: 5349633 (1994-09-01), Katz
patent: 5350906 (1994-09-01), Brody et al.
patent: 5351187 (1994-09-01), Hassett
patent: 5352877 (1994-10-01), Morley
patent: 5359183 (1994-10-01), Skodlar
patent: 5361062 (1994-11-01), Weiss et al.
patent: 5365575 (1994-11-01), Katz
patent: 5380046 (1995-01-01), Stephens
patent: 5382784 (1995-01-01), Eberhardt
patent: 5383113 (1995-01-01), Knight
patent: 5383687 (1995-01-01), Suess et al.
patent: 5388165 (1995-02-01), Deaton et al.
patent: 5397881 (1995-03-01), Mannik
patent: 5399502 (1995-03-01), Friend et al.
patent: 5401827 (1995-03-01), Holmes et al.
patent: RE34915 (1995-04-01), Nichtberger et al.
patent: 5409092 (1995-04-01), Itako et al.
patent: 5412190 (1995-05-01), Josephson et al.
patent: 5412192 (1995-05-01), Hoss
patent: 5413341 (1995-05-01), Lieberman
patent: 5424524 (1995-06-01), Ruppert
patent: 5430644 (1995-07-01), Deaton et al.
patent: 5432326 (1995-07-01), Noblett et al.
patent: 5440108 (1995-08-01), Tran et al.
patent: 5444794 (1995-08-01), Uhland
patent: 5448471 (1995-09-01), Deaton et al.
patent: 5450477 (1995-09-01), Amarant
patent: 5450491 (1995-09-01), McNair
patent: 5453601 (1995-09-01), Rosen
patent: 5455407 (1995-10-01), Rosen
patent: 5457305 (1995-10-01), Akel et al.
patent: 5459306 (1995-10-01), Stein et al.
patent: 5465206 (1995-11-01), Hilt
patent: 5466919 (1995-11-01), Hovakimian
patent: 5466920 (1995-11-01), Nair et al.
patent: 5471669 (1995-11-01), Lidman
patent: 5477038 (1995-12-01), Levine
patent: 5477040 (1995-12-01), Lalonde
patent: 5479494 (1995-12-01), Clitherow
patent: 5481094 (1996-01-01), Suda
patent: 5482139 (1996-01-01), Rivalto
patent: 5483444 (1996-01-01), Heintzeman et al.
patent: 5483445 (1996-01-01), Pickering
patent: 5489123 (1996-02-01), Roshkoff
patent: 5495981 (1996-03-01), Warther
patent: 5500514 (1996-03-01), Veeneman
patent: 5500890 (1996-03-01), Rogge et al.
patent: 5503891 (1996-04-01), Marshall et al.
patent: 5511114 (1996-04-01), Stimson et
Fellner Debra C.
Fox Steven
Hirka Jeffrey L.
Knackstedt Lee
Bartley Kenneth
Hunton & Williams LLP
JPMorgan Chase Bank N.A.
Patel Jagdish N
LandOfFree
Multiple account advanced payment card and method of routing... does not yet have a rating. At this time, there are no reviews or comments for this patent.
If you have personal experience with Multiple account advanced payment card and method of routing..., we encourage you to share that experience with our LandOfFree.com community. Your opinion is very important and Multiple account advanced payment card and method of routing... will most certainly appreciate the feedback.
Profile ID: LFUS-PAI-O-4203732