Multi-channel multi-factor authentication

Information security – Access control or authentication – Network

Reexamination Certificate

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Details

C726S006000, C726S018000, C726S019000, C713S186000

Reexamination Certificate

active

08006291

ABSTRACT:
Systems and methods for authenticating electronic transactions are provided. The authentication methods employ a combination of security features and communication channels. These security features can be based, for example, on unique knowledge of the person being authenticated, a unique thing that the person has, unique personal features and attributes of the person, the ability of the person to respond, and to do so in a fashion that a machine cannot, and so forth. Methods for enrolling the person prior to authentication are also provided, as well as systems for enrollment and authentication.

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