Mobile communications billing architecture

Telecommunications – Radiotelephone system – Usage measurement

Reexamination Certificate

Rate now

  [ 0.00 ] – not rated yet Voters 0   Comments 0

Details

C455S407000, C455S466000, C455S566000

Reexamination Certificate

active

07945240

ABSTRACT:
A telecommunications payment system which includes a transaction component that facilitates the communication of at least billing and payment information to at least one of a plurality of mobile terminals. In operation the carrier will cause the transaction component to communicate an SMS message to the mobile terminal that includes a billing notification message. The notification message can include a current account balance, including total and past due, if applicable, the user's last payment method, and personal financial account data such as the last four digits of a credit card and/or bank account file. When providing the proper reply, payment processing is initiated such that an amount of funds will be transferred from the user's financial institution to the carrier back-office systems or its financial institution.

REFERENCES:
patent: 5631947 (1997-05-01), Wittstein et al.
patent: 6198915 (2001-03-01), McGregor et al.
patent: 6847816 (2005-01-01), Sarradin
patent: 6941272 (2005-09-01), Dutta
patent: 6947723 (2005-09-01), Gurnani et al.
patent: 7024174 (2006-04-01), Nagy et al.
patent: 7239862 (2007-07-01), Clare et al.
patent: 2002/0115424 (2002-08-01), Bagoren et al.
patent: 2003/0060186 (2003-03-01), Lehto
patent: 2004/0242208 (2004-12-01), Teicher
patent: 2005/0009499 (2005-01-01), Koster
patent: 2005/0071179 (2005-03-01), Peters et al.
patent: 2005/0076100 (2005-04-01), Armstrong
patent: 2005/0086164 (2005-04-01), Kim et al.
patent: 2005/0250538 (2005-11-01), Narasimhan et al.
patent: 2006/0116892 (2006-06-01), Grimes et al.
patent: 2006/0143098 (2006-06-01), Lazaridis
patent: 2008/0195536 (2008-08-01), Karns et al.
patent: 2008/0288351 (2008-11-01), Leung et al.
patent: 2009/0164357 (2009-06-01), Frazier et al.
patent: 2009/0204546 (2009-08-01), Haidar
patent: 2009/0233576 (2009-09-01), Fieldhouse et al.

LandOfFree

Say what you really think

Search LandOfFree.com for the USA inventors and patents. Rate them and share your experience with other people.

Rating

Mobile communications billing architecture does not yet have a rating. At this time, there are no reviews or comments for this patent.

If you have personal experience with Mobile communications billing architecture, we encourage you to share that experience with our LandOfFree.com community. Your opinion is very important and Mobile communications billing architecture will most certainly appreciate the feedback.

Rate now

     

Profile ID: LFUS-PAI-O-2702839

  Search
All data on this website is collected from public sources. Our data reflects the most accurate information available at the time of publication.