Data processing: financial – business practice – management – or co – Business processing using cryptography – Usage protection of distributed data files
Reexamination Certificate
2005-05-24
2005-05-24
Elisca, Pierre E. (Department: 3621)
Data processing: financial, business practice, management, or co
Business processing using cryptography
Usage protection of distributed data files
C705S067000, C705S057000, C705S001100, C705S058000
Reexamination Certificate
active
06898577
ABSTRACT:
A computer-implemented draft authentication method for use in e-commerce includes the steps of establishing partner relationships between a financial institution and a plurality of World Wide Web (Web) vendors and storing, for each of a plurality of Web customers, at least one piece of unique identifying information linked to the Web customer's financial information. Web customers executing drafts or causing drafts to be executed by the Web vendors and presented to the financial institution are authenticated by immediately encrypting at least a portion of an identification data set provided by the Web customer over the network and by successfully matching the immediately encrypted identification data set with the stored piece(s) of encrypted identifying information. The Web customer's financial information is then retrieved only by the financial institution and constraints are established based-on the retrieved information. The financial institution then honors drafts presented by the Web vendors with whom the drawee has a partner relationship only when the Web customer is successfully authenticated and the constraints are satisfied. Only the identification information (such as biometric data and/or ID and password pairs) of each of the Web customers is securely replicated from the financial institution to each of the Web vendors. LDAP-compatible Directory software may be utilized as the means of storing, processing and replicating the Web customer's identification information to each of the Web vendors. The financial institution warrants the security of the system and controls the replication and content of the Directories at each of the Web vendor sites.
REFERENCES:
patent: 4903201 (1990-02-01), Wagner
patent: 5677955 (1997-10-01), Doggett et al.
patent: 5794207 (1998-08-01), Walker et al.
patent: 5845265 (1998-12-01), Woolston
patent: 5903721 (1999-05-01), Sixtus
patent: 6029150 (2000-02-01), Kravitz
patent: 6529885 (2003-03-01), Johnson
patent: 02002279198 (2002-09-01), None
IBM Technical Disclosure Bulletin; Secure Loading of a personal computer Application; vol. 39; Issue No. 6; Jun. 1, 1996.
Elisca Pierre E.
Oracle International Corporation
Young Law Firm P.C.
LandOfFree
Methods and systems for single sign-on authentication in a... does not yet have a rating. At this time, there are no reviews or comments for this patent.
If you have personal experience with Methods and systems for single sign-on authentication in a..., we encourage you to share that experience with our LandOfFree.com community. Your opinion is very important and Methods and systems for single sign-on authentication in a... will most certainly appreciate the feedback.
Profile ID: LFUS-PAI-O-3385895