Data processing: financial – business practice – management – or co – Automated electrical financial or business practice or... – Finance
Reexamination Certificate
2008-10-31
2011-12-27
Maguire, Lindsay M (Department: 3693)
Data processing: financial, business practice, management, or co
Automated electrical financial or business practice or...
Finance
C705S035000, C705S039000
Reexamination Certificate
active
08086525
ABSTRACT:
Embodiments of the present invention provide a system for determining a risk rating associated with a subject to support a person-to-person transaction. The system includes a profile device in communication with a database that includes personal information and history information associated with the subject. The profile device includes a profile engine stored on a computer-readable medium. The profile engine can access the personal information to authenticate the subject and access the history information to generate a risk rating for the subject. The risk rating is generated by scoring the history information using pre-set criteria. The profile engine can output the risk rating to a reviewer identified by the subject.
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Transunion® ‘TransUnion's Smart Move Provides Independent Rental Owners With New Level of Risk Insight,’ 2 pages, Sep. 16, 2008 http:/
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International Search Report and Written Opinion mailed Apr. 5, 2009 in related International Application No. PCT/US2008/081968.
Atwood Christopher Colin Puckett
McClure Deirdre Alexander
Pang Benny Chi Hwo
Equifax Inc.
Fu Hao
Kilpatrick Townsend & Stockton LLP
Maguire Lindsay M
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