Methods and systems for predicting business behavior from...

Details Methods and systems for predicting business behavior from... Methods and systems for predicting business behavior from...

2004-08-23

2010-12-14

Jarrett, Scott L (Department: 3624)

Data processing: financial, business practice, management, or co

Automated electrical financial or business practice or...

Health care management

Reexamination Certificate

active

07853469

ABSTRACT:
A system and method are provided for predicting small business behavior by analysis of consumer payment card transaction data. Transaction and amount velocity analysis of industry categories and/or real-time transaction-based profiling is employed to identify those consumer payment card accounts that are being inappropriately used to make small business purchases. A small business behavior predictor model is used to score transaction data and update cardholder profiles according to the likelihood that the transaction data represents small business activity.

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