Methods and systems for performing credit transactions with...

Data processing: financial – business practice – management – or co – Business processing using cryptography – Secure transaction

Reexamination Certificate

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Details

C705S039000, C705S040000, C705S051000, C705S067000, C709S229000, C235S380000

Reexamination Certificate

active

07865448

ABSTRACT:
Methods and systems are provided of initiating a wireless device for use in performing transactions. A wireless communication is received from the wireless device at a host system. The wireless communication identifies a financial account to be authorized for use in supporting transactions. A location-positioning signal is received at the host system. The location-positioning signal identifies a geographical location for the wireless device at a time when the wireless communication is received at the host system. The geographical location is determined from the location-positioning signal. An authorized address for the financial account is retrieved from a storage device in communication with the host system. It is verified that the geographical location is at a position substantially the same as the authorized address. Information defining an account transaction mechanism is transmitted wirelessly to the wireless device. The information includes an identification of the financial account.

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patent: WO 98/34203 (1998-08-01), None
patent: WO 98/47116 (1998-10-01), None
patent: WO 02/052879 (2002-07-01), None
patent: WO 03/067506 (2003-08-01), None
patent: WO 2004/049621 (2004-06-01), None
EP extended Search Report mailed Oct. 13, 2009; Application No. 05819662.7, 9 pages.

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