Data processing: financial – business practice – management – or co – Automated electrical financial or business practice or... – Finance
Reexamination Certificate
2011-04-19
2011-04-19
Subramanian, Narayanswamy (Department: 3695)
Data processing: financial, business practice, management, or co
Automated electrical financial or business practice or...
Finance
C705S035000
Reexamination Certificate
active
07930242
ABSTRACT:
Provided are methods and systems by which a data sample can be generated in order to create a true multi-Credit Reporting Agency model, eliminating the biases and variability in traditional multi-CRA models by allowing the creation of a single multi-CRA method which requires neither alignment nor translation to be applicable on all CRAs.
REFERENCES:
patent: 5802142 (1998-09-01), Browne
patent: 6202053 (2001-03-01), Christiansen et al.
patent: 6823319 (2004-11-01), Lynch et al.
patent: 7314166 (2005-04-01), Anderson et al.
patent: 7120599 (2006-10-01), Keyes
patent: 7308417 (2007-12-01), Nathan
patent: 2001/0039523 (2001-11-01), Iwamoto
patent: 2001/0044766 (2001-11-01), Keyes
patent: 2002/0165839 (2002-11-01), Taylor et al.
patent: 2002/0198824 (2002-12-01), Cook
patent: 2003/0046223 (2003-03-01), Crawford et al.
patent: 2004/0030667 (2004-02-01), Xu et al.
patent: 2004/0044617 (2004-03-01), Lu
patent: 2004/0064402 (2004-04-01), Dreyer et al.
patent: 2004/0199456 (2004-10-01), Flint et al.
patent: 2005/0086579 (2005-04-01), Leitner et al.
patent: 2005/0102226 (2005-05-01), Oppenheimer et al.
patent: 2005/0154664 (2005-07-01), Guy et al.
patent: 2005/0278246 (2005-12-01), Friedman et al.
patent: 2005/0279824 (2005-12-01), Anderson et al.
patent: 2006/0129428 (2006-06-01), Wennberg
patent: 2006/0178971 (2006-08-01), Owen et al.
patent: 2006/0241923 (2006-10-01), Xu et al.
patent: 2006/0242049 (2006-10-01), Haggerty et al.
patent: 2006/0242051 (2006-10-01), Haggerty et al.
patent: 2006/0282359 (2006-12-01), Nobili et al.
patent: 2003016261 (2003-01-01), None
patent: 256569 (2002-06-01), None
patent: WO2004/114160 (2004-12-01), None
patent: WO/2006/099492 (2006-09-01), None
http://www.merriam-webster.com/dictionary
ormalize retrieved Jun. 14, 2010.
David Schmidt. (Apr. 2003). Environmental impact: The changing credit reporting landscape. Business Credit, 105(4), 14-18. Retrieved Nov. 19, 2010.
Jones YD. (2005) Consumers Understood the Basics but Could Benefit from Targeted Educational Efforts. Finance Wire, 2005 CQ Transcripts, Inc., Mar. 16, 2005 (retrieved Jun. 15, 2010).
http://www.merriam-webster.com/dictionary
ormalize (retrieved Jun. 14, 2010).
Morris Sherri
Robida Chuck
Zarikian Lisa
Ballard Spahr LLP
Robinson Kito R
Subramanian Narayanswamy
VantageScore Solutions, LLC
LandOfFree
Methods and systems for multi-credit reporting agency data... does not yet have a rating. At this time, there are no reviews or comments for this patent.
If you have personal experience with Methods and systems for multi-credit reporting agency data..., we encourage you to share that experience with our LandOfFree.com community. Your opinion is very important and Methods and systems for multi-credit reporting agency data... will most certainly appreciate the feedback.
Profile ID: LFUS-PAI-O-2706302