Methods and systems for authenticating users

Details Methods and systems for authenticating users Methods and systems for authenticating users

2011-01-04

2011-01-04

Truong, Thanhnga B (Department: 2438)

Information security

Access control or authentication

C726S009000, C726S020000, C726S026000, C709S229000, C705S067000, C713S183000, C713S184000, C713S185000, C713S186000

Reexamination Certificate

active

07865937

ABSTRACT:
A method of authenticating users to reduce transaction risks includes indicating a desire to conduct a transaction and determining whether the transaction requires access to protected resources. Moreover, the method determines whether inputted information is known, determines a state of a communications device when the inputted information is known, and transmits a biometric authentication request from a server to an authentication system when the state of the communications device is enrolled. Additionally, the method includes validating the communications device, capturing biometric authentication data in accordance with a biometric authentication data capture request with the communications device, biometrically authenticating the user, generating a one-time pass-phrase and storing the one-time pass-phrase on the authentication system when the user is authenticated, comparing the transmitted one-time pass-phrase against the stored one-time pass-phrase, and granting access to the protected resources when the transmitted and stored one-time pass-phrases match.

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