Methods and system for providing multiple credit lines

Details Methods and system for providing multiple credit lines Methods and system for providing multiple credit lines

2011-03-08

2011-03-08

St. Cyr, Daniel (Department: 2876)

Registers

Systems controlled by data bearing records

Credit or identification card systems

C235S492000

Reexamination Certificate

active

07900828

ABSTRACT:
A method and system for applying for and providing an access device, whereby an applicant completes a multipurpose access device application that is reviewed under qualification processes established by multiple access device providers acting in cooperation with each other. Upon a positive result from the review, a linked account is established for the multiple access device providers, and a common access device is issued for the linked account with a single or multiple account numbers. The access device user can take advantage of joint incentive and rewards programs for the linked account that join the incentive and rewards programs of the multiple access device providers, and that accumulate rewards separately for each provider.

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