Data processing: financial – business practice – management – or co – Automated electrical financial or business practice or... – Finance
Reexamination Certificate
2011-08-02
2011-08-02
Diaz, Susanna M (Department: 3684)
Data processing: financial, business practice, management, or co
Automated electrical financial or business practice or...
Finance
C705S035000
Reexamination Certificate
active
07991688
ABSTRACT:
Methods and apparatus for pooling credit and business information are disclosed. A disclosed apparatus includes an input and a data processing facility structured to process credit information received at the input from one of a plurality of unrelated users. The apparatus also includes a data storage device structured to store the processed credit information received from the plurality of unrelated users and a search engine responsive to a request from a requestor for credit information to search the data storage device for responsive credit information. The apparatus further includes an output for outputting the responsive credit information to the requester. The apparatus may also include an accounting facility cooperating with the search engine to charge a search fee to the requester of the responsive credit information without disclosing lender identification information associated with the credit information.
REFERENCES:
patent: 4914587 (1990-04-01), Clouse
patent: 5274547 (1993-12-01), Zoffel et al.
patent: 5708828 (1998-01-01), Coleman
patent: 5732400 (1998-03-01), Mandler et al.
patent: 5774882 (1998-06-01), Keen et al.
patent: 5797133 (1998-08-01), Jones et al.
patent: 5802499 (1998-09-01), Sampson et al.
patent: 5878403 (1999-03-01), DeFrancesco et al.
patent: 5903881 (1999-05-01), Schrader et al.
patent: 5991411 (1999-11-01), Kaufman et al.
patent: 6049784 (2000-04-01), Weatherly et al.
patent: 6073117 (2000-06-01), Oyanagi et al.
patent: 6081789 (2000-06-01), Purcell
patent: 6088677 (2000-07-01), Spurgeon
patent: 6112190 (2000-08-01), Fletcher et al.
patent: 6119103 (2000-09-01), Basch et al.
patent: 6202053 (2001-03-01), Christiansen et al.
patent: 6795819 (2004-09-01), Wheeler et al.
patent: 2001/0011245 (2001-08-01), Duhon
patent: 2002/0072927 (2002-06-01), Phelan et al.
patent: 2004/0088239 (2004-05-01), Eder
patent: 2005/0159996 (2005-07-01), Lazarus et al.
patent: WO 0011586 (2000-03-01), None
patent: WO 0011586 (2000-03-01), None
Mullins, Craig. Data warehousing guidelines for DB2; includes related article on data mining investments; Technology Information. Aug. 1998. Enterprise Systems Journal. p. 1-6.
Peters, Pamela. Automaed credit reporting: an idea whose time has come. Journal of Commercial Lending. Aug. 1, 1995. p. 1-7.
Inso Corporation. Inso Demonstrates the First End-to-End XML Publishing Solution; Announces New DynaTag Data Rescue Module for Converting Proprietary Formats to XML; ‘Dyna’ Products Create, Convert, Store, Manage, Index, Search, and Publish XML Content to the Web, CD-ROM,and Print. Dec. 9, 1997. PR Newswire. p. 1-4.
Michalek Dan
Phelan William
Diaz Susanna M
Knowledge Works Inc.
Marshall & Gerstein & Borun LLP
Swartz Jamie H
LandOfFree
Methods and apparatus for automatically exchanging credit... does not yet have a rating. At this time, there are no reviews or comments for this patent.
If you have personal experience with Methods and apparatus for automatically exchanging credit..., we encourage you to share that experience with our LandOfFree.com community. Your opinion is very important and Methods and apparatus for automatically exchanging credit... will most certainly appreciate the feedback.
Profile ID: LFUS-PAI-O-2688929