Data processing: financial – business practice – management – or co – Automated electrical financial or business practice or... – Finance
Reexamination Certificate
2008-07-15
2008-07-15
Patel, Jagdish N (Department: 3693)
Data processing: financial, business practice, management, or co
Automated electrical financial or business practice or...
Finance
C705S035000
Reexamination Certificate
active
10200262
ABSTRACT:
A method of improving debt collection from a debtor acquires pertinent debtor information in real time or near-real-time. Newly acquired debtor information is used in a debt collection decision procedure which determines the appropriate debt collection strategy to use with a debtor based upon the most recently acquired information. A preliminarily used debt collection procedure can be adapted or modified in real time, or on-the-fly, using the most up-to-date information, which is typically best acquired during a debt collection process.
REFERENCES:
patent: 5889799 (1999-03-01), Grossman et al.
patent: 5963635 (1999-10-01), Szlam et al.
patent: 6041315 (2000-03-01), Pollin
patent: 6052674 (2000-04-01), Zervides et al.
patent: 6098052 (2000-08-01), Kosiba et al.
patent: 6456983 (2002-09-01), Keyes
patent: 7006994 (2006-02-01), Campbell et al.
patent: 7191150 (2007-03-01), Shao et al.
patent: 2001/0044739 (2001-11-01), Bensemana
patent: 2002/0059139 (2002-05-01), Evans
patent: 2002/0072952 (2002-06-01), Hamzy
patent: 2002/0116245 (2002-08-01), Hinkle et al.
patent: 2002/0123946 (2002-09-01), Haworth et al.
patent: 2002/0188638 (2002-12-01), Hamscher
patent: 2002/0198796 (2002-12-01), White et al.
patent: 2003/0018563 (2003-01-01), Kilgour et al.
patent: WO 01/57756 (2001-08-01), None
Zaretsky, Barry L. Setoff strategies for collecting troubled loans, Commercial Lending Review. Boston: Fall 1994. vol. 9, Iss. 4; p. 31.
Pincetich et al.; Creditors Explore new skip-tracing Strategies as Delinquecies reach Record High, Credit World, Jan.Feb. 1997; 85 p. 35 ABI/INFORM Gloabal.
Makuch, William M. et al.; Managing Consumer Credit Delinquency in the US Economy: A Multi-Billion Dollar Management Science Application; The Institute of Management Sciences, Jan.-Feb. 1992; pp. 90-109.
Makuch, William; Dodge, Jeffrey; Ecker, Joseph; Granfors, Donna; and Hahn, Gerald, Managing Consumer Credit Delinquency in the US Economy: A Multi-Billion Dollar Management Science Application, The Institute of Management Sciences, Interfaces 22: Jan. 1-Feb. 1992.
Piumelli, Frederick and Schmidt, David, Power Collecting, Automation for Effective Asset Management, John Wiley & Sons, Inc., 1998, pp. 138-241.
Meyer, Paul, Introductory Probability and Statistical Applications, Washington State University, Addison-Wesley Publishing Company, 1965, pp. 12-13, 20-21, 106-107.
European Search Report for International Patent Application No. PCT/US03/22810 dated Aug. 19, 2004.
PCT/US03/26753 WO International Search Report.
Zaretsky, Barry L. “Setoff Strategies for Collecting Troubled Loans”, Commercial Lending Review, Fall, 1994, p. 31, vol. 9, Iss. 4, Boston.
Pincetich, Maria and Rubadue, Tom, “Creditors Explore New Skip-Tracing Strategies as Delinquencies Reach Record Highs”, Credit World, p. 35, Jan./Feb. 1997, 85, 3.
Cordell, Larry; Jericho Trianna, “Who Pays, Who Delays and Who Strays”. Secondary Mortgage Markets; Dec. 1999;16, 2; ABI/INFORM Global p. 8 (6 pages).
“The Score on Behavior Scoring”, Credit Union Management. Madison: Jul. 1998, vol. 21, Iss. 7; p. 24 (2 pages).
Taylor, Peter; Robert Sleight, “Achieving Account Management Goals.” Credit Card Management Europe, New York, May/Jun. 1994, Vo. 2, Iss. 12; p. 18 (4 pages).
Palla, Ken, “The Potential of Scoring in International Mortgage Lending”, Housing Finance International; Mar. 2000; 14, 3; p. 14 (7 pages).
Accenture Global Services GmbH
Patel Jagdish N
Vedder Price P.C.
LandOfFree
Method to improve debt collection practices does not yet have a rating. At this time, there are no reviews or comments for this patent.
If you have personal experience with Method to improve debt collection practices, we encourage you to share that experience with our LandOfFree.com community. Your opinion is very important and Method to improve debt collection practices will most certainly appreciate the feedback.
Profile ID: LFUS-PAI-O-3918520