Registers – Systems controlled by data bearing records
Reexamination Certificate
2011-05-03
2011-05-03
Franklin, Jamara A (Department: 2876)
Registers
Systems controlled by data bearing records
C713S184000
Reexamination Certificate
active
07934640
ABSTRACT:
A method, system, and computer program product for implementing personal identification number (PIN)-based data transfer activities is provided. The system includes a transfer system that includes a processor and a PIN processing application and decryption engine executing thereon. The PIN processing application and decryption engine implement a method. The method includes receiving an instrument identifier for an instrument upon which a data transfer is requested, and receiving a PIN input at the transfer system by a holder of the instrument. The PIN includes encrypted data elements that include the instrument identifier, a data value for the data transfer, a transfer system key of the transfer system, and a seed value associated with the instrument. The method includes decrypting the PIN to retrieve the data elements embedded therein. In response to successful validation of the data elements, the method includes encoding the instrument with the data value.
REFERENCES:
patent: 5196840 (1993-03-01), Leith et al.
patent: 5892827 (1999-04-01), Beach et al.
patent: 7636694 (2009-12-01), Wankmueller et al.
patent: 2005/0080677 (2005-04-01), Foss, Jr.
Holmes Justin
Hooper Wayne J.
Piccirillo James S.
Samela Leonard V.
Thibeault Jeffrey
Cantor & Colburn LLP
Franklin Jamara A
Greenwald Industries, Incorporated
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