Method of transmitting electronic signature during a...

Details Method of transmitting electronic signature during a... Method of transmitting electronic signature during a...

2007-04-16

2008-11-04

Frech, Karl D. (Department: 2887)

Registers

Coded record sensors

Particular sensor structure

C235S379000, C235S462450

Reexamination Certificate

active

07445155

ABSTRACT:
A transaction apparatus (10) includes a multifunction card (12) and a portable terminal (14). The multifunction card includes a programmable memory (18). The programmable memory is used to store indicia corresponding to account data from a plurality of conventional magnetic stripe cards. The programmable memory further includes signature data representative of user-identifying signature. The signature data can comprise a scanned user-identifying written signature. A user can operate the apparatus to select one of the accounts stored in memory. The user can also use the apparatus to transmit the signature data via wireless communication during a transaction. The transmitted signature data can be compared to an actual user signature written on an electronic signature pad for a determination of correspondence.

REFERENCES:
patent: 5640002 (1997-06-01), Ruppert et al.
patent: 6621942 (2003-09-01), Hacker et al.
patent: 7040533 (2006-05-01), Ramachandran

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