Data processing: financial – business practice – management – or co – Business processing using cryptography – Secure transaction
Reexamination Certificate
2011-03-15
2011-03-15
Hewitt, II, Calvin L (Department: 3685)
Data processing: financial, business practice, management, or co
Business processing using cryptography
Secure transaction
C705S035000, C705S067000, C705S068000
Reexamination Certificate
active
07908220
ABSTRACT:
A method of conducting real time, on-line financial transactions includes operating at least one communication network (12) which can communicate with first and second communication devices (14, 16) having first and second electronic addresses respectively, the communication network (12) being in communication with one or more databases (20) which contain details of first and second accounts, receiving information from the first communication device (14), which information includes details of transfer to be made into the second account from the first account, communicating a signal to interrogate the first account to determine if the transfer can be made, and if the transfer can be made, debiting the first account with the amount of the transfer, and crediting the second account with the amount of the transfer.
REFERENCES:
patent: 4532417 (1985-07-01), Nishimura et al.
patent: 5221838 (1993-06-01), Gutman et al.
patent: 5832460 (1998-11-01), Bednar et al.
patent: 5970479 (1999-10-01), Shepherd
patent: 5974146 (1999-10-01), Randle et al.
patent: 6044360 (2000-03-01), Picciallo
patent: 6044405 (2000-03-01), Driscoll et al.
patent: 6134536 (2000-10-01), Shepherd
patent: 6304857 (2001-10-01), Heindel et al.
patent: 6912510 (2005-06-01), Shepherd
patent: 7120608 (2006-10-01), Gallagher et al.
patent: 7149720 (2006-12-01), Shepherd
patent: 7716129 (2010-05-01), Tan et al.
patent: WO9613814 (1996-05-01), None
patent: WO9745814 (1997-12-01), None
patent: WO9834203 (1998-08-01), None
patent: WO9842173 (1998-10-01), None
patent: WO0046768 (2000-08-01), None
Cooper & Dunham LLP
Hewitt II Calvin L
Jaworski Richard F.
Simplus (Proprietary) Limited
Winter John M
LandOfFree
Method of conducting financial transactions does not yet have a rating. At this time, there are no reviews or comments for this patent.
If you have personal experience with Method of conducting financial transactions, we encourage you to share that experience with our LandOfFree.com community. Your opinion is very important and Method of conducting financial transactions will most certainly appreciate the feedback.
Profile ID: LFUS-PAI-O-2765072