Data processing: financial – business practice – management – or co – Automated electrical financial or business practice or... – Finance
Reexamination Certificate
2002-10-28
2010-02-16
Trammell, James P (Department: 3694)
Data processing: financial, business practice, management, or co
Automated electrical financial or business practice or...
Finance
C705S039000, C705S064000, C705S065000, C705S067000, C705S072000, C705S021000, C235S380000, C235S381000, C235S462460, C235S472020
Reexamination Certificate
active
07664702
ABSTRACT:
The present invention relates to a method of conducting an EMV (Europay Master Visa) payment process optimally using IrFM (Infrared Financial Messaging) between a mobile terminal and a POS (Point Of Sale) terminal. In the present method, if a buyer is authenticated based on information written in a card chip installed in a mobile terminal, information for transaction approval is transmitted to a POS terminal, and if an approval is responded from the POS terminal, a digital receipt for this transaction is transmitted to the POS terminal. Then, if transaction end is requested from the POS terminal, a connected session is released.
REFERENCES:
patent: 6175921 (2001-01-01), Rosen
patent: 6305603 (2001-10-01), Grunbok et al.
patent: 6587835 (2003-07-01), Treyz et al.
patent: 6808110 (2004-10-01), Von Brockdorff
patent: 2001-22217 (2001-03-01), None
patent: WO 99/08238 (1999-02-01), None
Schneier, Applied Cryptograpy, 1996, John Wiley & Sons, Inc., Second Edition, 52-56, 28-31, vii-xiv.
Ian R. Sinclair, Collins Dictionary of Computing, 2000, Collins, ROM & PROM.
Choi Chang Ho
Jung Eun Su
Park Jong Sung
Seong Kwon Je
Lowe Hauptman & Ham & Berner, LLP
SK Telecom Co. Ltd.
Trammell James P
Trotter Scott S
LandOfFree
Method of conducting an EMV payment process using IRFM does not yet have a rating. At this time, there are no reviews or comments for this patent.
If you have personal experience with Method of conducting an EMV payment process using IRFM, we encourage you to share that experience with our LandOfFree.com community. Your opinion is very important and Method of conducting an EMV payment process using IRFM will most certainly appreciate the feedback.
Profile ID: LFUS-PAI-O-4227343