Data processing: financial – business practice – management – or co – Automated electrical financial or business practice or... – Finance
Reexamination Certificate
2007-07-24
2007-07-24
Chilcot, Jr., Richard E. (Department: 3692)
Data processing: financial, business practice, management, or co
Automated electrical financial or business practice or...
Finance
C705S03600T, C705S037000, C705S038000, C705S039000, C705S040000
Reexamination Certificate
active
09855134
ABSTRACT:
The present invention is related to a method for issuing a credit card to a customer in combination with providing credit management information services for the customer. The exact terms of the credit account offered depend on the creditworthiness of the customer. The customer also receives credit management information services including information as to what actions the customer could take to improve the customer's credit rating and improve the terms of the credit account. After a credit account is issued to the customer, the customer receives additional and on-going credit management information services, including credit management information based on the customer's use of the credit account.
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patent: 5274547 (1993-12-01), Zoffel et al.
patent: 6119103 (2000-09-01), Basch et al.
patent: 2004/0199456 (2004-10-01), Flint et al.
John Downes “Dictionary of Finance and Investment Terms.” Barrons Educational Series, Inc. Hauppauge, NY: 1998 (p. 128).
Kenneth Parkinson, Joyce R Ochs. “Using Credit Screening to manage credit risk.” Business Credit. New York: Mar. 1998. vol. 100, Iss. 3; p. 22, 5 pgs.
PR Newswire. Customers Overwhelmingly Think ‘Lending Tree’ When They Search for Loans Online. New York: Oct. 4, 2000 p. 1.
Pendleton Mark R.
Srinivasan Krishnakumar
Chilcot Jr. Richard E.
CompuCredit Intellectual Property Holdings Corp. III
Harbeck Timothy M.
Thomas Kayden Horstemeyer & Risley
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