Data processing: financial – business practice – management – or co – Business processing using cryptography – Secure transaction
Reexamination Certificate
2003-09-10
2008-11-04
Elisca, Pierre E (Department: 3621)
Data processing: financial, business practice, management, or co
Business processing using cryptography
Secure transaction
C705S067000, C705S068000
Reexamination Certificate
active
07447663
ABSTRACT:
There is provided a method for a client to authorize an automated clearance house (ACH) transaction comprising the steps of providing an online web interface on a financial services provider network, allowing a client to securely access the online web interface via a client computer having a web browser application, permitting the client to input set-up and authorization information and criteria via the client computer, accepting and acknowledging the client set-up and authorization information and criteria, and executing an authorized ACH transaction based on the client inputted set-up and authorization information and criteria to electronically transfer client funds between one or more client accounts at a third party financial institution and financial service provider. The authorized ACH transactions can be a recurring, non-recurring or one-time ACH transactions, and in particular ACH-in transaction.
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Barker Timothy Gerhard
Gaughan Heidi Anne
Henry Sakira Maria
Ameriprise Financial, Inc.
Elisca Pierre E
Snell & Wilmer L.L.P.
LandOfFree
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