Method and system for store-to-consumer transaction management

Data processing: financial – business practice – management – or co – Automated electrical financial or business practice or... – Accounting

Reexamination Certificate

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Details

C705S028000, C705S034000, C705S039000, C705S041000, C235S380000, C235S379000, C235S383000

Reexamination Certificate

active

07970669

ABSTRACT:
The invention provides a method for capturing, tracking and managing a transaction of a user at an advanced Point-of-Sale (POS) register. The method steps include obtaining transaction data of the transaction from the POS register using a mobile device and managing POS-based expenditures of the user using the transaction data including a transaction amount, a payment type of the transaction, and relevant bank or credit card account information for the method of payment used by the user. Managing POS-based expenditures may include generating a real-time balance of the account based on the transaction data and presenting the real-time balance of the account to the mobile device.

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patent: 7240028 (2007-07-01), Rugge
patent: 7689508 (2010-03-01), Davis et al.
patent: 2004/0078332 (2004-04-01), Ferguson et al.
patent: 2004/0236647 (2004-11-01), Acharya
patent: 2005/0097046 (2005-05-01), Singfield
patent: 2010/0017325 (2010-01-01), Scherpa et al.

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