Method and system for restricting the usage of payment accounts

Details Method and system for restricting the usage of payment accounts Method and system for restricting the usage of payment accounts

2008-07-08

2008-07-08

Patel, Jagdish N (Department: 3693)

Data processing: financial, business practice, management, or co

Automated electrical financial or business practice or...

Finance

C705S039000, C705S035000

Reexamination Certificate

active

10890418

ABSTRACT:
A user's ability to spend and/or receive funds for payment accounts maintained in an electronic wallet are limited. These limitations include restrictions on where the user is able to spend the funds in a payment account (e.g., at which merchants the funds can be spent, whether the funds can be withdrawn from an ATM, etc.). These limitations may also include restrictions on what other payment accounts the user can receive funds from and/or transfer funds to, thereby limiting person-to-person fund transfers.

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