Method and system for processing financial instrument...

Details Method and system for processing financial instrument... Method and system for processing financial instrument...

2008-09-15

2009-11-24

Subramanian, Narayanswamy (Department: 3695)

Data processing: financial, business practice, management, or co

Automated electrical financial or business practice or...

Finance

C705S035000, C705S040000, C705S041000, C705S042000, C705S043000, C705S044000, C705S016000, C705S017000, C705S018000, C235S379000, C235S380000, C235S381000

Reexamination Certificate

active

07624071

ABSTRACT:
A system that includes computer hardware, computer software, apparatus, and methodology that enables individuals, businesses, and all types of organizations (both for profit and non-profit) to capture and securely transmit check images (including, but not limited to, personal checks, business checks, travelers checks, money orders, merchant coupons, food coupons, line of credit checks, etc.), deposit information, and other information from remote locations (i.e., locations that could include the financial institution's remote locations, other financial institution's locations, businesses, private residences, etc.), for the purpose of having those checks credited to the depositing individual's or organization's bank account(s) and having the check images (and/or physical checks) entered into the bank check clearing channels for ultimate delivery to the maker bank for payment out of the maker's account.

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