Method and system for personal identification

Cryptography – Particular algorithmic function encoding – Nbs/des algorithm

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380 24, 380 25, 380 30, 235379, 235380, 235382, 364409, H04K 100

Patent

active

048797472

ABSTRACT:
The method and system of the invention utilizes a private key of a public-key cryptosystem key pair to encrypt a non-secret password into a digital signature. The password and the digital signature are then encoded and stored on a magnetic stripe or other memory device of the card. To effect a transaction, the digital signature on a received card must be shown to have been generated from the password on the received card. The password preferably includes a digitized photograph of the authorized cardholder which is capable of being displayed at the transaction terminal. This enables the operator of the terminal to verify the identity of the cardholder by visual inspection.

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IBM Technical Disclosure Bulletin-One-Time Pad Digital Signature Technique, M. Wegman, vol. 21, No. 3, Aug. 1978.

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