Method and system for internet based financial auto credit...

Data processing: financial – business practice – management – or co – Automated electrical financial or business practice or... – Finance

Reexamination Certificate

Rate now

  [ 0.00 ] – not rated yet Voters 0   Comments 0

Details

C705S035000, C705S039000

Reexamination Certificate

active

09131637

ABSTRACT:
A method and system are provided which enables automotive dealers to use a standard PC and Internet-type browser software package to enter credit/loan application data over the Internet. Such data can then be automatically distributed via the Internet to designated financial institutes or loan service providers for processing. The system also receives responses back from the service providers and displays these responses to the requesting dealer. To accommodate financial institutions which have not been provided with prearranged access, the system provides automatic enablement of facsimile transmission to dealer-chosen banks and credit unions. In addition, other information which facilitates the automotive credit process, such as completion of standard department of motor vehicles forms, insurance forms, etc., may also may be collected and transmitted electronically to the institution/company either directly or through a credit application service provider, with electronic responses provided back to the requesting dealer.

REFERENCES:
patent: 4736294 (1988-04-01), Gill et al.
patent: 5220501 (1993-06-01), Lawlor et al.
patent: 5239462 (1993-08-01), Jones et al.
patent: 5347632 (1994-09-01), Filepp et al.
patent: 5455945 (1995-10-01), VanderDrift
patent: 5611052 (1997-03-01), Dykstra et al.
patent: 5664115 (1997-09-01), Fraser
patent: 5699527 (1997-12-01), Davidson
patent: 5706442 (1998-01-01), Anderson et al.
patent: 5774883 (1998-06-01), Andersen et al.
patent: 5878403 (1999-03-01), DeFrancesco et al.
patent: 5899982 (1999-05-01), Randle
patent: 6092121 (2000-07-01), Bennett et al.
patent: 9819159.6 (1999-06-01), None
Mulqueen, John T., “Users Test Real-Time Car Registration,” CommunicationsWeek, May 17, 1993, p. 15.
“Pennsylvania's Web Site Breaks One Million Hit Mark,” Newsbytes News Network, Sep. 13, 1996.
“Sprint Offers Universities Instant Access to the Net,” America's Network, Oct. 1, 1995, p. 36.
“Malaysia: COMM. Opps./Multimedia Super Corridor Market (2), U.S. and Foreign Commercial Service (US&FCS),” Industry Sector Analysis, Mar. 19, 1998.
Edmonson, R G. State list of car registrations yields cheap, easy car loan leads. Credit Union News; Feb. 21, 1997; 17, 4; Banking Information Source p. M3.

LandOfFree

Say what you really think

Search LandOfFree.com for the USA inventors and patents. Rate them and share your experience with other people.

Rating

Method and system for internet based financial auto credit... does not yet have a rating. At this time, there are no reviews or comments for this patent.

If you have personal experience with Method and system for internet based financial auto credit..., we encourage you to share that experience with our LandOfFree.com community. Your opinion is very important and Method and system for internet based financial auto credit... will most certainly appreciate the feedback.

Rate now

     

Profile ID: LFUS-PAI-O-3786890

  Search
All data on this website is collected from public sources. Our data reflects the most accurate information available at the time of publication.