Method and system for flexible purchases using only...

Details Method and system for flexible purchases using only... Method and system for flexible purchases using only...

2006-06-12

2009-10-20

Lee, Seung H (Department: 2887)

Registers

Systems controlled by data bearing records

Credit or identification card systems

C235S379000, C235S382000

Reexamination Certificate

active

07604166

ABSTRACT:
A method and system for flexible payments to enable buyers to pay for goods and services using only their fingerprints at the time and location of purchase. The method is based on buyers registering their fingerprints and one or more payment methods such as financial credit cards or bank accounts and relating one or more of their fingerprints to one or more registered convenient rules that will act on behalf of buyers at the time of purchase to select the appropriate payment method based on purchase conditions such as purchase amount, purchase location and purchase time. Buyers can use their fingerprints to instantly pay for purchases where the payment system automatically matches the fingerprint at the time of purchase to registered fingerprints and uses the purchase amount, purchase location and purchase time to evaluate the conditional part of all registered convenient rules related to the matched fingerprint where the action part of one rule is used to select and further charge one or more of the previously registered payment methods.

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patent: 2003/0149661 (2003-08-01), Mitchell et al.

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