Method and system for consolidating cash letters

Registers – Systems controlled by data bearing records – Banking systems

Reexamination Certificate

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Details

C235S375000

Reexamination Certificate

active

10904931

ABSTRACT:
Method and system for consolidating cash letters. Embodiments of the invention provide methods and systems for consolidating cash letter data from a plurality of capture devices and sources. In example embodiments, data from multiple sites and sources can be assembled into a single, endpoint file for a specific clearing institution. The reformatting and distributing of this data can be accomplished using endpoint specific rules and specifications. In some embodiments, a transaction exchange (TRX) stores cash letter data according to a file key and applies the endpoint specific distribution controls to the data to create the specific endpoint files. The transaction exchange can take the form of a data warehouse with processing and storage capabilities necessary to sweep the appropriate cash letter data into an endpoint file as needed. An image archive can be provided to enable appending images to endpoint files.

REFERENCES:
patent: 2006/0266819 (2006-11-01), Sellen et al.

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