Method and system for conducting secure electronic commerce...

Data processing: financial – business practice – management – or co – Business processing using cryptography – Secure transaction

Reexamination Certificate

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C705S067000, C705S001100, C705S026640, C705S035000, C705S039000, C705S040000, C705S044000, C713S156000, C713S150000, C713S152000, C713S152000, C718S102000, C718S102000

Reexamination Certificate

active

07058611

ABSTRACT:
In accordance with the present invention, when an appropriate transaction message is received by a payment gateway, instead of requesting an authorization of the transaction through the payment network, the payment gateway instead sends an authorization response back to the message originator. The payment gateway may perform authentication functions and send transaction data back to the message originator. In this way, the payment gateway may be used for authentication functions while the message originator may use its existing payment system protocols to conduct authorization functions.

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patent: 5790677 (1998-08-01), Fox et al.
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patent: 6226752 (2001-05-01), Gupta et al.
patent: 6227447 (2001-05-01), Campisano
patent: 6247129 (2001-06-01), Keathley et al.
patent: 6327578 (2001-12-01), Linehan
SET Specifications, Book 1, Business Description, May 31, 1997.
SET Specifications, Book 2, Programmer's Guide, May 31, 1997.
SET Specifications, Book 3, Formal Protocol Definition, May 31, 1997.
SET Specifications, May 31, 1997 Book 1, Business.
SET Specifications, May 31, 1997 Book II Program.
SET Specifications, May 31, 1997 Book III, Form.

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