Data processing: financial – business practice – management – or co – Automated electrical financial or business practice or... – Electronic shopping
Patent
1995-06-02
1998-11-03
Loomis, Paul
Data processing: financial, business practice, management, or co
Automated electrical financial or business practice or...
Electronic shopping
705 40, 735379, 380 24, G06F 1760
Patent
active
058324607
ABSTRACT:
A system and method for electronically creating, presenting, paying and reconciling bills includes an electronic bill presenter in electronic communication with bill originators, bill payers and respective banks. The electronic bill presenter receives bill data from bill originators, creates bills in a graphical format for electronic presentation to bill payers, and transmits bill payment instructions received from bill payers to bill payers' banks for transfer of payments to bill originators' banks. The electronic bill presenter also sends a confirmatory reconciliation message to the bill originator for payment instructions received from bill payers.
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Bednar Gregory M.
Carr Thomas E.
Donahue James W.
Hendrix, Jr. Robert F.
Kuklentz Richard J.
International Business Machines - Corporation
Loomis Paul
Seaman Kenneth A.
Tieu Binh K.
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