Method and system for authorising returns

Details Method and system for authorising returns Method and system for authorising returns

2006-11-13

2011-10-25

Frenel, Vanel (Department: 3687)

Data processing: financial, business practice, management, or co

Automated electrical financial or business practice or...

Including point of sale terminal or electronic cash register

C705S014270, C705S016000, C705S030000, C705S035000, C705S044000, C235S375000, C235S381000

Reexamination Certificate

active

08046260

ABSTRACT:
A method for authorizing return of a purchase by a customer to a merchant by an interaction of a customer chip card upon which a customer transaction history is stored and a merchant POS terminal upon which predetermined data is stored, the method comprising the steps of, (a) reading at least part of the customer transaction history from the customer chip card, (b) comparing the part of the customer transaction history read from the customer chip card with the predetermined data, and (c) issuing to the merchant a message from the POS terminal based upon the outcome of the comparison.

REFERENCES:
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patent: 2005/0192816 (2005-09-01), Wechsel
patent: 2007/0008102 (2007-01-01), Fallin et al.
patent: 2009/0228336 (2009-09-01), Giordano et al.
International Search Report, PCT/US06/43962 mail date Jul. 17, 2008.

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