Data processing: financial – business practice – management – or co – Business processing using cryptography – Secure transaction
Reexamination Certificate
2007-04-03
2007-04-03
Worjloh, Jalatee (Department: 3621)
Data processing: financial, business practice, management, or co
Business processing using cryptography
Secure transaction
C705S064000, C705S065000, C705S072000, C705S078000, C705S041000, C713S182000, C713S183000, C713S184000, C713S185000, C726S035000, C726S005000, C726S007000, C726S009000
Reexamination Certificate
active
10137479
ABSTRACT:
A method and apparatus for performing secure online transactions provides a user interface that is intuitive and easily to understand. The invention integrates an online wallet service with credit card issuers that provide online credit card authentication services. The method provides a keypad interface for PIN entry, or an interface that resembles an offline transaction receipt. The apparatus that stores personal information and credit card information uses a level-two authentication password to protect the user's credit card information. The invention integrates with the credit card issuer when a personal identification number is required for the user to perform online transactions by the credit card issuer. The embodiments include integrations when the level-two authentication password is equivalent to the personal identification number and that when they or not equivalent.
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Marshall John
Rawat Jai
Zissimopoulos Vasileios “Bill”
America Online Incorporated
Glenn Michael A.
Glenn Patent Group
Worjloh Jalatee
LandOfFree
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