Method and apparatus for rebalancing an investment portfolio...

Data processing: financial – business practice – management – or co – Automated electrical financial or business practice or... – Finance

Reexamination Certificate

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Reexamination Certificate

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08086514

ABSTRACT:
A computer based portfolio manager system enables a user to create and manage a portfolio of investments. Users can create multiple sub-portfolios, termed folios, within their overall investment portfolio. Each of these folios can be created by the user or selected from multiple preset folios. One of the possible preset folios includes a manager's recommended folio. This folio is regularly updated, thereby indicating buy and sell recommendations of the manager. A user can balance his or her folio in accordance with the manager's revisions by investing additional capital in some securities and selling others. To prevent undesirable tax effects, a user can move securities from the manager's folio to a holding folio established by the user rather than selling the securities. This enables a user to maintain a folio in the proportions recommended by the manager. The system also enables the folio to be continually rebalanced, while avoiding undesirable tax effects.

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patent: 2003/0110113 (2003-06-01), Martin
patent: 2005/0010516 (2005-01-01), Ivanov et al.
patent: 2005/0154658 (2005-07-01), Bove et al.
Funds' New Rival: Web Sites for Trading. Kathy Bergen, Tribune Staff Writer. Chicago, III.: Jul. 30, 2000. p. 3.
Have It Your Way New Internet Services Let Investors Build and Trade Personalized Portfolios. Karen Demato, The Wall Street Journal. Chicago Tribune. Chicago, III.: Nov. 2, 2000. p. 3.
Personalized Portfolios for Do-it-yourself Investors. Jerry Morgan, Newsday. Sun Sentinel. Fort Lauderdale: Oct. 2, 2000. p. 18.
Do-it-yourself Stock Services a Low Cost Fund Alternative. Charles Jaffe. The Sun. Baltimore, Md.: Sep. 24, 2000. p. 3.c.
Build Your Portfolio but Avoid Large Fees Through Foliofn, Investors Can Buy 150 Stocks and the Tab Only Comes to $295 a Year. Miliam Hill, Philadelphia Inquirer. Orlando Sentinel. Orlando, Fla.: Sep. 3, 2000. p. H.1.
Constantinides, George M. Journal of financial and Quantitative Analysis, vol. 14, Issue 2 (Jun. 1979), p. 443-450.

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