Computer graphics processing and selective visual display system – Display driving control circuitry – Controlling the condition of display elements
Reexamination Certificate
1997-12-30
2001-04-24
Bayerl, Raymond J. (Department: 2773)
Computer graphics processing and selective visual display system
Display driving control circuitry
Controlling the condition of display elements
C345S215000, C705S039000, C705S042000, C707S793000, C709S203000
Reexamination Certificate
active
06222536
ABSTRACT:
FIELD OF THE INVENTION
The present invention relates to an on-line banking system and, more particularly, to a method and apparatus which are capable of providing various on-line banking services to a number of subscribers employing a plurality of bank systems in an effective manner.
DESCRIPTION OF THE PRIOR ART
Through the use of the Internet and a powerful client software system, a bank service system has been dramatically changed. To date, most of the commercial banks have provided on-line banking services, e.g., so called home banking services to their clients by using personal computers via a public switched telephone network(PSTN), an integrated service digital network(ISDN), or a packet communication network. Further, a web service has been started for Internet subscribers.
A virtual banking system, e.g., an on-line banking system, is newly introduced and is capable of providing virtual banking services easier to use through the use of various multimedia to the subscriber instead of providing conventional character-based banking services. Further, the virtual bank system also provides various accounting services which have been supplied only by tellers of banks and can be easily updated to provide new services to the user.
In order to provide these services, a conventional virtual banking system employs customized client software for each bank so that the virtual banking services applied by each bank can be provided to the subscribers without needing any other requirements.
However, there is a problem that, in order for user to simultaneously or randomly receive banking services from a number of bank systems, a number of customized client software systems must be provided. Further more, in order to provide newly updated banking services to the user, another updated customized client software system can be needed by the user since it is difficult to update the conventional customized client software system.
SUMMARY OF THE INVENTION
It is, therefore, a primary object of the invention to provide an improved method and apparatus, for use in a virtual banking system, which are capable of providing various on-line banking services to a number of subscribers employing a plurality of bank systems in an effective manner.
In accordance with one aspect of the present invention, there is provided a relay server system, for use in an on-line banking system, connected between a number of subscriber terminals and a plurality of bank systems, for providing banking services to the subscriber, which comprises: subscriber coupling means, connected to the subscriber terminals, for performing a protocol conversion process; data storage means for storing process control information, history information, output screen data, and subscriber information; request processing means for analyzing an input request message to generate corresponding handling process based on an analyzed request type and for providing a format-converted response data to the subscriber coupling means based on output screen data stored in the data storage means; and session managing means, in response to the input request message from the request processing means, for generating and format-converting an inquiry message based on the process control information to thereby provide the format-converted inquiry message to a corresponding bank system, and, in response to a response message from the bank system, for extracting and format-converting a response data to thereby provide the format-converted response data to the request processing means.
In accordance with another aspect of the present invention, there is provided a method of providing on-line services for a number of subscribers through the use of a relay server system connected to a plurality of bank systems, which comprises: a) initializing a data structure in a session process and establishing the communication path between the session process and a request handling unit; b) when a request message is inputted from a subscriber, performing a subscriber identification process and analyzing the type of the request in the request handling unit; c) when the type of the request is an output screen request, acquiring subscriber information from the request message to generate an output screen based on the acquired subscriber information, which is then coupled to the subscriber; d) when the type of request type is a session end time extent request, providing a session end time extension command to the session process to initialize a timer thereof; e) when the type of request is a banking service request, extracting subscriber information from the request message to provide a subscriber request to the session process in a ready state; f) identifying an internet protocol address of the subscriber, establishing a communication path to a corresponding bank system, generating and format-converting an inquiry message, providing the format-converted inquiry message to the corresponding bank system
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and temporarily storing data designated as save; g) when a response message is received from the corresponding bank system, analyzing and format-converting the response message to generate a format-converted response message to be relayed to a request handling process and to temporarily store data designated as save; and h) retrieving output layout data based on the format-converted response message to generate an output screen to be applied to the subscriber.
REFERENCES:
patent: 5754830 (1998-05-01), Butts et al.
patent: 5799087 (1998-08-01), Rosen
patent: 5867153 (1999-02-01), Grandcolas et al.
patent: 5870724 (1999-02-01), Lawlor et al.
Kihl Gye Tae
Kim Choon Gil
Lee Chul Ho
Lim Young Soo
Song Ik Chin
Bayerl Raymond J.
Korea & Telecom
Staas & Halsey , LLP
Thai Cuong T.
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