Data processing: financial – business practice – management – or co – Automated electrical financial or business practice or... – Insurance
Reexamination Certificate
2007-07-03
2007-07-03
Kalinowski, Alexander (Department: 3626)
Data processing: financial, business practice, management, or co
Automated electrical financial or business practice or...
Insurance
C705S014270, C705S007380, C434S322000
Reexamination Certificate
active
09775278
ABSTRACT:
A method of improving the loss ratio on a book of insurance including the use of a computer data base with a user interface display including questions for insured entities making up the book of insurance. Spaces are provided on the display for the input of answers from an insured. A survey is used to question the insured entity, the survey eliciting answers to the questions posed. Data is input from the answers received into the computer data base at the spaces provided for. The answers that are collected are compared with answers contained in written documents having information that was supplied by a third party insurance underwriter. Inconsistent answers are identified and the information obtained is reported to the underwriter who can determine whether or not the insurance premium of the insured should be adjusted.
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Shpilberg, David, “A Promising New Frontier,” May 1985, Best's Review-Property-Casualty Insurance Edition, v. 86, p. 36 (4).
Richard David M.
Sabanis Vassiliki K.
Sturgis David R.
Sundeen Lawrence R.
F. A. Richard & Associates Inc.
Garvey, Jr. Charles C.
Garvey, Smith Nehrbass & North, L.L.C.
Kalinowski Alexander
North Brett A.
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