Method and apparatus for explaining credit scores

Details Method and apparatus for explaining credit scores Method and apparatus for explaining credit scores

2002-06-25

2011-12-13

Colbert, Ella (Department: 3694)

Data processing: financial, business practice, management, or co

Automated electrical financial or business practice or...

Finance

C705S035000, C705S039000

Reexamination Certificate

active

08078524

ABSTRACT:
The invention comprises a method and apparatus for explaining credit scores, for example in connection with a credit score explanation service, in which consumers can identify the sources of information used to establish their credit score, supply their credit report and credit score information in connection with their application for credit-related products and services, such as loans, and determine the effect on their credit score and cost for credit-related products and services based upon various hypothetical changes in their credit behavior.

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